Shamrock Financial Service
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Shamrock Financial Service
Everyone deserves to live in a home they love but they don't always know how to make the dream a reality. At Shamrock Home Loans, we've created a mortgage application process that's accessible to everyone - the ready, the almost ready and the someday ready; so that people always go home to a place they love. Shamrock Home Loans commits to making the process of securing a home loan as easy as possible for you.

To that end, we have developed the My Home & Mortgage app as a tool to simplify the process. Compare different lending scenarios using various loan programs to help determine which product is the best for you. Scan in required documents on your phone and upload them quickly to expedite the loan approval process. I have had such an amazing experience working with everyone at Shamrock.

With another baby on the way, the pressure was on to get our own home. Shamrock made me feel like it was as much of a priority to them as it was to me. They kept me updated and made sure that I had a good understanding of every step of the process.
Services
At Shamrock Home Loans, we're not inspired by mortgage loans, credit scores or interest rates.
What fires us up is the idea of building neighborhoods, watching families grow and turning houses into homes.
Determination, exceptional leadership, and daily innovation are three of the key components to any successful organization.
The National Association for Business Resources identifies, recognizes, and celebrates organizations that epitomize better business, richer lives, and stronger communities through their Best and Brightest Companies to Work For Award.
Getting the keys to your own home is a BIG deal, one of life's most incredible experiences.
At Shamrock, we know this and have mastered the art of annihilating fear and keeping clients excited from contract to keys.
Mortgages are the only thing we do, so we have seen it all.
We make it a point to make sure you don't get hung-up by surprises or disappointments along the way.
You matter more than we do.
Whether you are going from a renter to a buyer or buying your second home, everyone has questions along the way.
By refinancing an existing loan, a consumer's total finance charges may be higher over the life of the loan.
Low rates and good home values equal a busy time if you want to refinance your home.
Here's how to beat the line and stay out of the storm.
Things you can and can't do to have a smooth ride to a lower interest rate on your mortgage.
How do you know if you should refinance?
This handy calculator will let you know what kind of advantage you will gain by refinancing your mortgage.
Do you know what is better than qualifying for a mortgage with Private Mortgage Insurance?
While you may see ads regaling "lowest rates!" and "no money down!", the truth is twofold: mortgage rates vary greatly, and there are many types of loan programs out there.
To find the best mortgage for you, we recommend that you complete a mortgage application, including a credit inquiry, and income and asset verification.
Use our online mortgage calculator to estimate your monthly payment and then follow up with one of our Loan Officers to learn more about what you can qualify for.
Calculate your monthly payment with applicable financial charges, PMI, hazard insurance, and property taxes.
The FHA estimates that the average borrower will save $1,000 a year with the FHA Streamline Refinance.
By getting a USDA Streamline Refinance you will reduce your MIP so in addition to getting a lower rate, you can lower your payment even farther by reducing your monthly insurance.
We're proud to offer the VA streamline refinance also known as its official title, Interest Rate Reduction Refinance Loan (IRRRL).
The IRRRL lowers your interest rate by refinancing your existing VA home loan.
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