Preferred Mortgage Loans
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Preferred Mortgage Loans is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

Whether you are ready to purchase or refinance, we will do everything we can to help. With our competitive rates, free pre-qualification, and multitude of lenders and programs, there is always a loan with terms that a buyer or current homeowner can afford. As a mortgage broker we offer a great diversity of loan programs for you to pick from. We will be glad to explain the details of each program and help you select the one that best suits your borrowing needs.

Call Preferred Mortgage Loans and one of our loan representatives will assist you in analyzing your current financial position and answer any questions you may have.
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Generally speaking, you can purchase a home with a value of two or three times your annual household income.
However, the amount that you can borrow will also depend upon your employment history, credit history, current savings and debts, and the amount of down payment you are willing to make.
You may also be able to take advantage of special loan programs for first time buyers to purchase a home with a higher value.
Give us a call, and we can help you determine exactly how much you can afford.
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