When Eugene F. Foley (Gene) opened his small mortgage loan office on Lincoln Avenue in 1957, he had no idea of the enormous impact that his company would have on so many lives for so long. Gene arranged home loans for families, financed small businesses with real estate loans and offered income to grateful investors. Foley & Co. flourished throughout the 60's and 70's, eventually incorporating in 1980.
By 1989, E. F. Foley & Co., Inc. had outgrown its Willow Glen office and moved into a new office on The Alameda in San Jose. By then, Pam Foley, Gene's daughter-in-law, had been working at E. F. Foley & Co., Inc. for several years as a loan officer. Loan brokers and borrowers often turn to private money for transactions that fall outside of the more restrictive, conventional loan programs offered by banks.
Conforming loans meet Fannie Mae and Freddie Mac guidelines and have maximum loan amounts of up to $765,600 (high balance 2020) in many counties. If you are planning to move or refinance in the next 5 to 7 years, an ARM could save you thousands of dollars over a traditional fixed rate loan.
By 1989, E. F. Foley & Co., Inc. had outgrown its Willow Glen office and moved into a new office on The Alameda in San Jose. By then, Pam Foley, Gene's daughter-in-law, had been working at E. F. Foley & Co., Inc. for several years as a loan officer. Loan brokers and borrowers often turn to private money for transactions that fall outside of the more restrictive, conventional loan programs offered by banks.
Conforming loans meet Fannie Mae and Freddie Mac guidelines and have maximum loan amounts of up to $765,600 (high balance 2020) in many counties. If you are planning to move or refinance in the next 5 to 7 years, an ARM could save you thousands of dollars over a traditional fixed rate loan.
Services
Being a first time home buyer may seem overwhelming, especially in the Bay Area where homes are so expensive.
You may be asking yourself - is it really worth it?
Foley Mortgage can help you achieve home ownership by guiding you through the myriad of loan programs available.
Let us help you find the loan program that fits your specific needs.
It's easy to get overwhelmed by the myriad of loan programs and ever-changing interest rates.
At Foley Mortgage, we're here to help!
So relax and let us guide you through this process.
You may be asking yourself - is it really worth it?
Foley Mortgage can help you achieve home ownership by guiding you through the myriad of loan programs available.
Let us help you find the loan program that fits your specific needs.
It's easy to get overwhelmed by the myriad of loan programs and ever-changing interest rates.
At Foley Mortgage, we're here to help!
So relax and let us guide you through this process.
Hard money (private money) loans are real estate loans funded by private investors.
Loan brokers and borrowers often turn to private money for transactions that fall outside of the more restrictive, conventional loan programs offered by banks.
Foley Mortgage is a direct private money lender.
We originate, underwrite, fund and service loans right here in our San Jose office.
At Foley Mortgage we take a common-sense approach to underwriting so you don't have to worry about inflexible loan conditions.
Loan brokers and borrowers often turn to private money for transactions that fall outside of the more restrictive, conventional loan programs offered by banks.
Foley Mortgage is a direct private money lender.
We originate, underwrite, fund and service loans right here in our San Jose office.
At Foley Mortgage we take a common-sense approach to underwriting so you don't have to worry about inflexible loan conditions.
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