Terry Reynolds
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Terry is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. My name is Terry Reynolds and I work as a loan officer for the Sibley Mortgage Group located in East Orlando. As a lifelong resident of the Central Florida area, I have been involved in the mortgage and real estate industry most of my life.

I truly understand the mortgage loan process and the detail required to properly assist clients with their home purchase or refinance transactions. I proudly provide mortgage services throughout the entire Orlando area. These areas include Oviedo, Winter Springs, Altamonte Springs, Winter Park, Lake Nona, Kissimmee, St. Cloud and even the Davenport area to name a few.

As I am able to provide services for the entire state of Florida, my focus is in the counties of Orange, Seminole, Osceola, Polk and even Brevard. Feel free to call, text or email me anytime to discuss your mortgage needs. It doesn't cost anything to call and have an initial consultation.
Services
Terry is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area.
The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of loan officers here can help you find the right loan program at the lowest rate no matter what your needs are.
Kindly provide your date of birth so our mortgage brokers can verify your identity when they contact you.
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Sibley Mortgage Group strives to ensure that its services are accessible to people with disabilities.
Sibley Mortgage Group has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice.
We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances.
All examples are hypothetical and are for illustrative purposes.
We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Sibley Mortgage Group strives to ensure that its services are accessible to people with disabilities.
Applying for a mortgage can seem like a daunting and scary process.
To help, we've created a checklist of things for you to compile, complete and acknowledge before applying.
Credit history is a recorded file of past and current credit that is utilized to compile a credit score.
A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
An appraisal is an estimate of a property's fair market value and is required by a lender to ensure the loan amount is not more than the property value.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions.
Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
Hybrid ARM mortgages combine features of both fixed-rate and adjustable rate mortgages and are also known as fixed-period ARMs.
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