Why work with big banks and corporations when independent mortgage professionals provide faster closings, better service and lower rates? We offer technology that lets you apply for your mortgage anywhere and track your loan progress all the way to closing!. Just finished our home purchase. Heriberto helped us so much! Few months ago our prior mortgage broker had told us all we qualified for was $180k 30% down.
She said sorry too much debt. We felt totally dismissed. Heriberto helped us worked day and night and got us 310k 10% down! Conventional! He did everything in a matter of three weeks. Also in my prior home sale he appraised my home and it sold in a matter of 2 weeks. Thank you so much. Me and my husband got the house of our dreams thanks to you! Will recommend!
Heriberto and his team made buying a house such an easy process with no issues at all. I can honestly say this was a scary experience as a first time buyer but with the guidance and knowledge Heriberto displayed I couldn't express how much satisfaction I have with the outcome; from start to finish it was a great experience.
She said sorry too much debt. We felt totally dismissed. Heriberto helped us worked day and night and got us 310k 10% down! Conventional! He did everything in a matter of three weeks. Also in my prior home sale he appraised my home and it sold in a matter of 2 weeks. Thank you so much. Me and my husband got the house of our dreams thanks to you! Will recommend!
Heriberto and his team made buying a house such an easy process with no issues at all. I can honestly say this was a scary experience as a first time buyer but with the guidance and knowledge Heriberto displayed I couldn't express how much satisfaction I have with the outcome; from start to finish it was a great experience.
Services
Buying a Fixer Upper?
FHA 203(k) loan makes it possible to purchase or refinance a home that needs significant care and improvement.
The expenses associated with these efforts are added to the total that you elect to borrow and can be paid off over a period of years as you pay off the monthly premiums associated with your mortgage as well.
Noting this, FHA 203(k) loan offerings can provide a cost-effective way to pay for many home improvements (especially large home improvements).
As with any mortgage though, you'll need to qualify to obtain one based on your income, credit history, credit score, debt-to-income ratio and other factors.
FHA 203(k) loan makes it possible to purchase or refinance a home that needs significant care and improvement.
The expenses associated with these efforts are added to the total that you elect to borrow and can be paid off over a period of years as you pay off the monthly premiums associated with your mortgage as well.
Noting this, FHA 203(k) loan offerings can provide a cost-effective way to pay for many home improvements (especially large home improvements).
As with any mortgage though, you'll need to qualify to obtain one based on your income, credit history, credit score, debt-to-income ratio and other factors.
How do I know how much house I can afford?
A : Generally speaking, you can purchase a home with a value of two or three times your annual household income.
However, the amount that you can borrow will also depend upon your employment history, credit history, current savings and debts, and the amount of down payment you are willing to make.
You may also be able to take advantage of special loan programs for first time buyers to purchase a home with a higher value.
Give us a call, and we can help you determine exactly how much you can afford.
A : Generally speaking, you can purchase a home with a value of two or three times your annual household income.
However, the amount that you can borrow will also depend upon your employment history, credit history, current savings and debts, and the amount of down payment you are willing to make.
You may also be able to take advantage of special loan programs for first time buyers to purchase a home with a higher value.
Give us a call, and we can help you determine exactly how much you can afford.
It is the policy of our company to respond to customer complaints, disputes and issues immediately, to take each complaint seriously, to investigate each complaint however small it is - immediately and to take remedial actions swiftly.
As soon as a complaint is received, it is documented and is logged into a special log.
The complaint is sent directly to the Customer Complaint Officer or his designate, in order to take action.
All complaints and records of complaints are kept in a special complaints binder along with all the Customer Complaint Officer's Quality Control Files and other written policies, so employees can easily access them and use them to provide better customer service.
As soon as a complaint is received, it is documented and is logged into a special log.
The complaint is sent directly to the Customer Complaint Officer or his designate, in order to take action.
All complaints and records of complaints are kept in a special complaints binder along with all the Customer Complaint Officer's Quality Control Files and other written policies, so employees can easily access them and use them to provide better customer service.
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