Florida Mortgage Lenders - Our sole purpose is to fund loans. More specifically, we exist to fill the gap where Florida bank lending restraints have left many Florida qualified mortgage applicants without access to funding. Our custom Florida Mortgage Lenders underwriting approach allows us to not only focus on the numbers but on the entire applicant situation in order to provide an innovative financing structure that meets their needs.
We get the job done! FHA MORTGAGE LENDERS- Min 3.5% down payment minimum 580 fico or 10% down with a 550 fico. Seller paid the closing cost up to 6%. Gift from family OK! Florida FHA mortgage lenders can approve you purchase a Florida home 3 years after a foreclosure, 2 years after a chapter 7 bankruptcy and 12 months after a chapter 13 bankruptcy.
Please Note- The 3 year waiting period after a foreclosure starts when the title/deed is transferred out of your name.
We get the job done! FHA MORTGAGE LENDERS- Min 3.5% down payment minimum 580 fico or 10% down with a 550 fico. Seller paid the closing cost up to 6%. Gift from family OK! Florida FHA mortgage lenders can approve you purchase a Florida home 3 years after a foreclosure, 2 years after a chapter 7 bankruptcy and 12 months after a chapter 13 bankruptcy.
Please Note- The 3 year waiting period after a foreclosure starts when the title/deed is transferred out of your name.
Services
Currently Serving Florida, Georgia, Alabama, Texas, - Our team is dedicated to providing our clients with the highest quality financial services, combined with the lowest rates available.
We will work with you one-on-one to tailor a financial solution that is specifically suited to meet your financing needs.
Whether you are purchasing a dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced mortgage team can help you find the right loan program no matter what your needs are.
We will work with you one-on-one to tailor a financial solution that is specifically suited to meet your financing needs.
Whether you are purchasing a dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced mortgage team can help you find the right loan program no matter what your needs are.
The Federal government insures Florida FHA mortgage lenders against losses, therefore the FHA mortgage applicants has very minimal down payment and closing cost.
FHA mortgages require a minimum 3.5% financial commitment from the applicant.
FHA mortgage lenders allow for the home seller to pay all your closing cost up to 6% of the sale price enough to cover 100% of your FHA mortgage closing cost!
Prequalifying with a Florida FHA mortgage lenders is rather easy.
The result of the FHA mortgage insurance guarantee educes Florida FHA mortgage lenders make it feasible for just about anybody with a decent 12 month payment history to qualify.
FHA mortgages require a minimum 3.5% financial commitment from the applicant.
FHA mortgage lenders allow for the home seller to pay all your closing cost up to 6% of the sale price enough to cover 100% of your FHA mortgage closing cost!
Prequalifying with a Florida FHA mortgage lenders is rather easy.
The result of the FHA mortgage insurance guarantee educes Florida FHA mortgage lenders make it feasible for just about anybody with a decent 12 month payment history to qualify.
VA mortgages are guaranteed by the Department of Veterans Affairs (VA).
These VA Florida 100% VA mortgage loans were established to provide transition assistance and other benefits to men and women who served or are serving in the Armed Forces of the Nation.
This includes the Army, Navy, Air Force, Marines, Reservists, National Guardsmen, and certain surviving spouses.
Also, if you are a disabled veteran, you may qualify for additional VA Florida 100% VA mortgage benefits.
Including reduced or elimination of VA Florida 100% property taxes.
These VA Florida 100% VA mortgage loans were established to provide transition assistance and other benefits to men and women who served or are serving in the Armed Forces of the Nation.
This includes the Army, Navy, Air Force, Marines, Reservists, National Guardsmen, and certain surviving spouses.
Also, if you are a disabled veteran, you may qualify for additional VA Florida 100% VA mortgage benefits.
Including reduced or elimination of VA Florida 100% property taxes.
BAD CREDIT FLORIDA FHA MORTGAGE LENDERS-If you are a bad credit Florida mortgage applicant you have come to the right place!
If the Minimum FHA Mortgage Credit Score is at or above 580+ the FHA mortgage applicant is eligible for 96.5% Financing.
Our Minimum Credit Score for an FHA mortgage is 500.
If the Minimum FHA Mortgage Credit Score is between 500 and 579, the FHA mortgage applicant is limited to a maximum loan-to-value (LTV) of 90 percent of the loan amount.
500+ BAD CREDIT FLORIDA MORTGAGE QUALIFICATIONS 500+ FICO Max 90 days Delinquent BK/FC Completed SS/DIL Settled Purchase 75% LTV RT Refi 75% LTV Cash-out Refi 70% LTV Margin 4.75%.
If the Minimum FHA Mortgage Credit Score is at or above 580+ the FHA mortgage applicant is eligible for 96.5% Financing.
Our Minimum Credit Score for an FHA mortgage is 500.
If the Minimum FHA Mortgage Credit Score is between 500 and 579, the FHA mortgage applicant is limited to a maximum loan-to-value (LTV) of 90 percent of the loan amount.
500+ BAD CREDIT FLORIDA MORTGAGE QUALIFICATIONS 500+ FICO Max 90 days Delinquent BK/FC Completed SS/DIL Settled Purchase 75% LTV RT Refi 75% LTV Cash-out Refi 70% LTV Margin 4.75%.
A bank statement lenders provide a unique financing program that allows self employed Florida mortgage applicants to use 12 or 24 months bank statements for income instead of showing tax returns.
This loan benefits Self employed Florida small business owners, 1099, gig workers across the state.
Bank Statement Florida mortgage lenders have become increasingly popular because of their flexibility in showing proof of income without and less red tape income requirements of Fannie Mae or freedie mac.
This loan benefits Self employed Florida small business owners, 1099, gig workers across the state.
Bank Statement Florida mortgage lenders have become increasingly popular because of their flexibility in showing proof of income without and less red tape income requirements of Fannie Mae or freedie mac.
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