You've worked hard all your life, now is the time to breathe a little easier in your home without the stress of monthly mortgage payments. According to financial experts, seniors in our country have accumulated between $6-8 trillion in home equity (Reasons why Baby Boomers are a Market to Watch, David Loman). Unfortunately, most of that equity is just sitting; valuable home equity that could be a financial asset.
The HECM (Reverse Mortgage) program has been in operation since the 1980's. HECMs are becoming increasingly popular as more and more seniors realize the benefit of using untapped home equity funds. 1st Reverse Mortgage USA has helped thousands of seniors 62+ realize their dream of greater financial security through the use of Reverse Mortgages. Though we specialize in reverse mortgage offerings, we are not a one-size-fits-all mortgage banker.
We offer a full range of home mortgage solutions including Reverse Mortgages, Reverse for Purchase, FHA, VA, USDA and Conventional. Free Expert Consultation: Discover the perfect Mortgage Solution for yourself or a loved one.
The HECM (Reverse Mortgage) program has been in operation since the 1980's. HECMs are becoming increasingly popular as more and more seniors realize the benefit of using untapped home equity funds. 1st Reverse Mortgage USA has helped thousands of seniors 62+ realize their dream of greater financial security through the use of Reverse Mortgages. Though we specialize in reverse mortgage offerings, we are not a one-size-fits-all mortgage banker.
We offer a full range of home mortgage solutions including Reverse Mortgages, Reverse for Purchase, FHA, VA, USDA and Conventional. Free Expert Consultation: Discover the perfect Mortgage Solution for yourself or a loved one.
Services
Cherry Creek Mortgage Company holds a top 25 national ranking in retail originations with a record $3.6 billion in volume in 2012 and $3.3 billion in 2013.
Cherry Creek Mortgage Company has achieved 320% annual growth based on volume since 1991.
Cherry Creek Mortgage Company has achieved 320% annual growth based on volume since 1991, including 92% growth in 2009.
Much of the credit can be attributed to active ownership, talented professionals focused on long-term relationships, conservative underwriting standards and honoring our commitments.
Cherry Creek Mortgage Company has achieved 320% annual growth based on volume since 1991.
Cherry Creek Mortgage Company has achieved 320% annual growth based on volume since 1991, including 92% growth in 2009.
Much of the credit can be attributed to active ownership, talented professionals focused on long-term relationships, conservative underwriting standards and honoring our commitments.
A Reverse Mortgage, or Home Equity Conversion Mortgage (HECM), is a special type of home loan that enables homeowners 62 & older to convert some of their home equity into tax-free cash, without having to take out a second mortgage or sell their home.
You choose how you want to receive your Reverse Mortgage Loan funds, whether as monthly payments, cash at closing, a line of credit or a combination of these.
The concept of a reverse mortgage originated in the mid 1960's.
In 1989, recognizing the incredible financial benefits this program offered, HUD was asked to take control of the program, eliminate some of the risks and insure these loans.
You choose how you want to receive your Reverse Mortgage Loan funds, whether as monthly payments, cash at closing, a line of credit or a combination of these.
The concept of a reverse mortgage originated in the mid 1960's.
In 1989, recognizing the incredible financial benefits this program offered, HUD was asked to take control of the program, eliminate some of the risks and insure these loans.
Government regulations require that all HECM Reverse Mortgage lenders operate under the same guidelines.
This assures borrowers that as long as they are using an approved lender and obtaining an FHA insured HECM Reverse Mortgage, the loan will have all the consumer protections required in this program.
It is of paramount importance that you understand the details of the program, as you will need to make some decisions along the way.
Meeting with someone you know and trust will assure a smooth transaction, and you can feel confident that all your questions are being answered so that you can make informed, educated decisions.
This assures borrowers that as long as they are using an approved lender and obtaining an FHA insured HECM Reverse Mortgage, the loan will have all the consumer protections required in this program.
It is of paramount importance that you understand the details of the program, as you will need to make some decisions along the way.
Meeting with someone you know and trust will assure a smooth transaction, and you can feel confident that all your questions are being answered so that you can make informed, educated decisions.
Clients who need a comprehensive retirement plan can unlock their home equity and use it with a reverse mortgage.
By doing this, they open a greater range of possibilities to strategically manage and enhance their wealth.
Conventional wisdom has been changing even though the challenge remains the same: How to Make a Client's Money Last!
A reverse mortgage can increase portfolio longevity including Asset Preservation, Cash Flow Management, Stand by Line of Credit, Security and Quality of Life.
The Home Equity Conversion Mortgage (HECM) for Purchase (H4P) home financing program can help you sell more homes, by making it easier for people age 62 and older to buy the home they desire.
By doing this, they open a greater range of possibilities to strategically manage and enhance their wealth.
Conventional wisdom has been changing even though the challenge remains the same: How to Make a Client's Money Last!
A reverse mortgage can increase portfolio longevity including Asset Preservation, Cash Flow Management, Stand by Line of Credit, Security and Quality of Life.
The Home Equity Conversion Mortgage (HECM) for Purchase (H4P) home financing program can help you sell more homes, by making it easier for people age 62 and older to buy the home they desire.
Affordability - no monthly mortgage payments required (borrowers must remain current on property taxes, homeowner's insurance and HOA dues).
Realtors across the country are finding that a reverse mortgage may be an option for potential senior-home buyers who want to move or need to move but cannot qualify for a new mortgage or want to take on a new payment.
The Home Equity Conversion Mortgage for Home Purchase (HECM) may be the answer, not just for your clients, but also for you, when you ask yourself the question: "How can I grow my business in the future?"
Realtors across the country are finding that a reverse mortgage may be an option for potential senior-home buyers who want to move or need to move but cannot qualify for a new mortgage or want to take on a new payment.
The Home Equity Conversion Mortgage for Home Purchase (HECM) may be the answer, not just for your clients, but also for you, when you ask yourself the question: "How can I grow my business in the future?"
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