With my 25 years of experience, I can answer your questions and give you the information to make the best decision for you or your family. My team and I will work with you on your loan application from start to finish. Citywide Home loans gives you access to a vast array of products and allows us to offer customized lending solutions to help you get a mortgage that best suits your needs.
This testimony is from my experience being a first-time home buyer going through the process of purchasing a home with Jim Passi from City Wide home loans. Let me just start off by saying how reliable, courteous, genuine, informational and hardworking Jim Passi is. Jim is not like a lot of other loan officers. My house I purchased for under 160 grand, not a huge real estate deal.
From experience with other loan officers they don't want to deal with a smaller purchase or work on a loan that might be difficult. With our credit score being low and work history not at expectations I was almost positive I would have to wait a year or maybe two years before being approved and close on a house.
This testimony is from my experience being a first-time home buyer going through the process of purchasing a home with Jim Passi from City Wide home loans. Let me just start off by saying how reliable, courteous, genuine, informational and hardworking Jim Passi is. Jim is not like a lot of other loan officers. My house I purchased for under 160 grand, not a huge real estate deal.
From experience with other loan officers they don't want to deal with a smaller purchase or work on a loan that might be difficult. With our credit score being low and work history not at expectations I was almost positive I would have to wait a year or maybe two years before being approved and close on a house.
Services
Let us put 25 years of home financing to work for you.
Jim would be happy to assist you with any questions you have or to get you started on a loan.
Contact him today!
I had a wonderful experience with Jim Passi and his staff.
I enjoyed Jim's constant communication throughout the whole process via email and phone.
I would recommend others to work with Jim and would certainly work with him in the future.
Jim would be happy to assist you with any questions you have or to get you started on a loan.
Contact him today!
I had a wonderful experience with Jim Passi and his staff.
I enjoyed Jim's constant communication throughout the whole process via email and phone.
I would recommend others to work with Jim and would certainly work with him in the future.
Traditional loan programs that usually require 5% down and offer competitive interest rates.
Documentation and fair-to-good credit are necessary.
VA helps US Military service members, Veterans, and eligible surviving spouses become homeowners.
Citywide offers reduced fees and on staff Veteran Loan Officers ready to assist with VA Loans.
Programs that offer 100% financing to first time and repeat homebuyers.
These low cost, low interest mortgage programs enable more people to invest in their own homes.
Documentation and fair-to-good credit are necessary.
VA helps US Military service members, Veterans, and eligible surviving spouses become homeowners.
Citywide offers reduced fees and on staff Veteran Loan Officers ready to assist with VA Loans.
Programs that offer 100% financing to first time and repeat homebuyers.
These low cost, low interest mortgage programs enable more people to invest in their own homes.
Output is based on the information that you provide and does not include taxes or insurance.
The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters.
The default figures shown are hypothetical and may not be applicable to your individual situation.
Be sure to consult a financial professional prior to relying on the results.
The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters.
The default figures shown are hypothetical and may not be applicable to your individual situation.
Be sure to consult a financial professional prior to relying on the results.
APR - Annual Percentage Rate; your interest rate and other fees included in the loan expressed as a percentage.
Closing Costs - costs to procure your home including title fees, appraisal fee, origination fees, interest due and escrow deposits.
Debt-to-income - ratio of your monthly obligations to your monthly income; used to assist in determining loan approval.
Due Diligence Deadline - deadline to complete any and all inspections and address any concerns with your Real Estate Agent and the seller.
Closing Costs - costs to procure your home including title fees, appraisal fee, origination fees, interest due and escrow deposits.
Debt-to-income - ratio of your monthly obligations to your monthly income; used to assist in determining loan approval.
Due Diligence Deadline - deadline to complete any and all inspections and address any concerns with your Real Estate Agent and the seller.
Here's your monthly Chicago Housing Stats video, courtesy of The Jim Passi Team at Citywide Home Loans.
For all of your home financing needs in Illinois, Wisconsin, Michigan, Indiana, Georgia, Tennessee, or Florida, call The Jim Passi Team today at 847-899-1813!
Visit our social media pages for more informational tools!
Jim has refinanced my mortgage 3 times over the last 10 years. 2 of the 3 times were very difficult circumstances and Jim was able to find a program that really helped me moving forward.
For all of your home financing needs in Illinois, Wisconsin, Michigan, Indiana, Georgia, Tennessee, or Florida, call The Jim Passi Team today at 847-899-1813!
Visit our social media pages for more informational tools!
Jim has refinanced my mortgage 3 times over the last 10 years. 2 of the 3 times were very difficult circumstances and Jim was able to find a program that really helped me moving forward.
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