Hometrust Mortgage
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Hometrust Mortgage
Have you been referred to HomeTrust by a friend or co-worker? Most of HomeTrust's customers are referred by someone who we have helped. We guarantee you top-level responsive customer service, competitive rates, and a trust-based lending experience that will make you a customer for life. We are a full-service mortgage company based in Schaumburg, Illinois.

We specialize in FHA Home Loans, First Time Home Buyer, VA in Schaumburg. We also serve the surrounding cities in Cook County. Whether you are buying a home or refinancing in any of these zip codes: 60173 60193 60194, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment. We offer a wide range of refinancing options, designed to best meet the needs of local borrowers.

If you're looking for cash out, or to just get a better rate and term, we can assist you. What makes HomeTrust Mortgage Corporation unique is that we offer the following niche programs as well: Asset Depletion, Down Payment Assistance, No Income Qualifying.
Services
HomeTrust Mortgage Corporation is a Mortgage Banker that provides high quality financial services to the public.
We were founded in 1995.
It's our mission to give you great customer service while providing high quality mortgage programs at the most competitive rates.
We fund Conventional, FHA, VA, IHDA, Down Payment Assistance, and Jumbo mortgages tailored to your unique situation.
Our team of licensed mortgage service professionals makes themselves accessible to clients and strives to obtain the best mortgage loan package no matter what the situation.
Applying for a mortgage can seem like a daunting and scary process.
To help, we've created a checklist of things for you to compile, complete and acknowledge before applying.
Credit history is a recorded file of past and current credit that is utilized to compile a credit score.
A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
An appraisal is an estimate of a property's fair market value and is required by a lender to ensure the loan amount is not more than the property value.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions.
Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
HARP 2.0 is a refinance option for homeowners that are "underwater, " meaning they owe more on their home than their home is worth.
The first step in obtaining a loan is to determine how much money you can borrow.
In case of buying a home, you should determine how much home you can afford even before you begin looking.
By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.
You may also elect to get pre-approved for a loan which requires verification of your income, credit, assets and liabilities.
Be in a better position when negotiating with the seller (seller knows your loan is already approved).
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice.
We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances.
All examples are hypothetical and are for illustrative purposes.
We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
We've been helping customers afford the home of their dreams for many years and we love what we do.
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