Maui Mortgage Team
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If you are looking to purchase a home or refinance on Maui, you have arrived at the right place! Ginni Madsen is a leading Loan Originator with Pacific Home Loans. Ginni and her support team are known locally as the "Maui Mortgage Team", specializing in mortgage options for homes, vacation homes, and commercial properties on the beautiful island of Maui.

Whether you are Kamaaina or from the mainland, finding the right home and mortgage is significant to your financial success and happiness - we can help! The Maui Mortgage Team offers financing for traditional buyers, first-time buyers, self-employed buyers, business owners, investors and foreigners. There are never any hidden fees or surprises, and we will advise you on getting the best deal!

Our home loan programs include: Jumbo Loans, 30 Year Fixed Rate, 15 Year Fixed Rate, Adjustable Rate, FHA Loans, VA Loans, Mortgages for Canadians, Mortgages for Condotels, Construction Loans, Reverse Mortgages, and more. In order to go shopping for your dream home or investment property, you need to know how much you can actually afford.
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Ginni Madsen is a leading Loan Originator licensed with Pacific Home Loans.
She loves helping people to save money and make their dream of homeownership in paradise a reality.
With over 12 years of experience in the mortgage industry, she has acquired vast knowledge in the areas of home loan origination, marketing, and client services.
Ginni and her support team are known locally as the "Maui Mortgage Team".
She has found success utilizing her marketing experience to establish the radio segment, the "Maui Mortgage Minute".
Finding the right home and mortgage is significant to your financial success and happiness.
The Maui Mortgage Team has a full range of popular loan programs with competitive rates, tools, and information that will help you with your home buying decision.
In order to go shopping for your dream home or investment property, you need to know how much you can actually afford.
We recommend to always get pre-qualified for your mortgage, before you go shopping for a home!
We will help you get pre-qualified so that you will know your buying power, allowing you to narrow down your real estate search and find your home faster!
Are you a first time homebuyer?
This is an exciting time in your life and the Maui Mortgage Team would love to share this process with you!
We understand that although exciting, it can also be intimidating.
We also understand that you will be confronted with confusing terms and contracts.
Our home loan experts at the Maui Mortgage Team will listen to your unique situation, simplify the loan process, explain every detail, and guide you through all your options to get the best deal!
We will help you get pre-qualified before you begin shopping for a home, and our First Time Buyer Program allows you to buy a home with a minimal down payment.
We understand the benefits and thrill of operating your own business, and the advantages to generating your own income!.
Millions of Americans choose to be self-employed.
But sometimes, being self-employed brings extra work when it comes to applying for a mortgage.
For example, rather than providing pay-stubs from an employer, self-employed borrowers typically need to provide tax returns to verify their income.
Our checklist process is quick and easy, there are never any hidden fees or surprises, and we shop for your mortgage amongst the top banks, trust companies, and lenders, to find you the best deal!
Hawaii is one of the most popular vacation destinations in the world, known for its breathtaking beauty, tranquil waters, majestic waterfalls, and warm tropical climate.
This also makes it very popular for people to purchase vacation homes.
The Maui Mortgage Team is very experienced in Vacation Home and Second Home financing.
We have a variety of mortgage options for you to choose from, and some require as little as 10% down payment.
Whether you are purchasing a single family home, a condo, or a condo-tel, the Maui Mortgage Team can make your dream property a reality!
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