Fran has been financing properties on Maui since 1981. She has closed well over 5,000 loans including those with Maui's unique qualities that most lenders just don't understand. We have a "unique" team approach and have been working together for over 20 years so that clients can talk to anyone in our office at any time and get results and answers.
Team members know how to fit the property and the client into the best possible loan program. Fran is well known to give you the straight scoop, no fuss, no muss. She deals with first time buyers, seasoned investors, foreign borrowers and is sure to have the loan programs you are looking for. She has been awarded the "Affiliate of the Year" award by Maui's Real Estate Associates of Maui and was a runner-up for the County of Maui's Small Businessperson Award.
She has served on many of Maui's non-profit organizations and continues to give generously to these non-profits. So.when you want the straight scoop and you want results, call Fran and her team at First Hawaiian Mortgage.
Team members know how to fit the property and the client into the best possible loan program. Fran is well known to give you the straight scoop, no fuss, no muss. She deals with first time buyers, seasoned investors, foreign borrowers and is sure to have the loan programs you are looking for. She has been awarded the "Affiliate of the Year" award by Maui's Real Estate Associates of Maui and was a runner-up for the County of Maui's Small Businessperson Award.
She has served on many of Maui's non-profit organizations and continues to give generously to these non-profits. So.when you want the straight scoop and you want results, call Fran and her team at First Hawaiian Mortgage.
Services
Past two (2) years of 1099s for Social Security, Pensions, IRA Distributions, etc. (If applicable).
If you own 25% or more of any of those Partnerships or Corporations, please provide the last two (2) years of Federal Tax Returns (Forms 1065 or 1120) along with a YTD P&L statement.
Copies of Mortgage, Property Tax, Insurance, and Homeowner Association statements for all properties that you own.
Please remember that lenders look at your financial picture "once in 30 years" so a thorough review is required.
If you own 25% or more of any of those Partnerships or Corporations, please provide the last two (2) years of Federal Tax Returns (Forms 1065 or 1120) along with a YTD P&L statement.
Copies of Mortgage, Property Tax, Insurance, and Homeowner Association statements for all properties that you own.
Please remember that lenders look at your financial picture "once in 30 years" so a thorough review is required.
In a prequalification, the lender gathers information about the income and debts of the borrower and makes a financial determination about how much the borrower may be able to afford.
Different loan programs may lead to different values, depending on whether you are qualified for them, so be sure to get a prequalification for each type of program you are suited for.
The "application" is actually the beginning of the loan process.
The buyer, now referred to as a "borrower", completes a mortgage application with the Loan Officer and supplies all of the required documentation for processing.
Different loan programs may lead to different values, depending on whether you are qualified for them, so be sure to get a prequalification for each type of program you are suited for.
The "application" is actually the beginning of the loan process.
The buyer, now referred to as a "borrower", completes a mortgage application with the Loan Officer and supplies all of the required documentation for processing.
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