Texas Mortgage Consultants, based in Austin and led by Russell Stout, Texas, is a full-service residential mortgage broker offering a wide range of loan programs designed to meet your personal needs, backed by the highest level of customer service. Ready to consider buying your first home? With so many decisions to make it can feel like a challenging process, but you can rest easy knowing that we have helped hundreds of families across Texas successfully achieve the goal of home ownership.
The most important part of the process is knowing what to expect and, best of all, having a trusted resource there to help guide you every step of the way. We've put together a helpful First-Time Homebuyer Guide to get you started. Texas Mortgage Consultants places an emphasis on educating our clients, answering their questions and serving as a resource through every step of the loan process - from completing the initial application to closing on the home of their dreams.
We take great pride in our hard earned reputation.
The most important part of the process is knowing what to expect and, best of all, having a trusted resource there to help guide you every step of the way. We've put together a helpful First-Time Homebuyer Guide to get you started. Texas Mortgage Consultants places an emphasis on educating our clients, answering their questions and serving as a resource through every step of the loan process - from completing the initial application to closing on the home of their dreams.
We take great pride in our hard earned reputation.
Services
At Texas Mortgage Consultants, we are Mortgage Brokers.
Our job is to work with multiple lenders to find the best rate/program for your needs that will close when you need to close.
Russell formed TMC because brokers provide a greater opportunity for homebuyers to save time and money.
Customers typically save money working with a broker because brokers are more efficient than most of the top heavy, overstaffed mortgage bankers and banks.
Mortgage Bankers and banks tend to have 2-3 times the employees to close the same number of loans as a mortgage broker.
Our job is to work with multiple lenders to find the best rate/program for your needs that will close when you need to close.
Russell formed TMC because brokers provide a greater opportunity for homebuyers to save time and money.
Customers typically save money working with a broker because brokers are more efficient than most of the top heavy, overstaffed mortgage bankers and banks.
Mortgage Bankers and banks tend to have 2-3 times the employees to close the same number of loans as a mortgage broker.
We excel in helping first time home buyers, regardless of what loan program is ultimately in their best interest.
We've helped hundreds of people just like you achieve the dream of home ownership.
Very few of our clients come to us with "all of the boxes checked".
In most cases, our clients need a plan to get from where they currently are and into a home.
Whether it's figuring out how to boost their credit score, or determining an approximation of how much money they'll need to have for a down payment and closing costs, our clients discover that it's always beneficial to have experienced mortgage professionals on their side.
We've helped hundreds of people just like you achieve the dream of home ownership.
Very few of our clients come to us with "all of the boxes checked".
In most cases, our clients need a plan to get from where they currently are and into a home.
Whether it's figuring out how to boost their credit score, or determining an approximation of how much money they'll need to have for a down payment and closing costs, our clients discover that it's always beneficial to have experienced mortgage professionals on their side.
The USDA offers 100% financing for eligible borrowers and guarantees your loan for a "Guarantee Fee", which is similar to the idea of "mortgage insurance".
A loan guaranteed by the US department of agriculture, USDA does not require a down payment and will finance 100% of the purchase price for eligible borrowers.
USDA has a targeted area and they will only lend in the targeted areas.
This loan program also requires that the borrower's income be below the county median income for the family size.
A loan guaranteed by the US department of agriculture, USDA does not require a down payment and will finance 100% of the purchase price for eligible borrowers.
USDA has a targeted area and they will only lend in the targeted areas.
This loan program also requires that the borrower's income be below the county median income for the family size.
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