At Republic State Mortgage, we believe in building relationships that deliver happiness and fulfill the American Dream. This purpose statement is how we approach each and every one of our customers. Our goal is to deliver you the best home lending options through an experience that leaves you comforted and confident about your decision. Your happiness is our priority.
Republic State Mortgage Co. (RSMC) is a full-service mortgage banker headquartered in Houston, Texas. Founded in 1994, RSMC is a privately held company owned and operated by Paulina McGrath and Robert Wagnon, a native Texan. With more than 30 offices spread across thirteen states, RSMC provides its customers with "best in class" loan products custom-tailored to fit nearly every financial scenario.
Republic State Mortgage Co. (RSMC) is a full-service mortgage banker headquartered in Houston, Texas. Founded in 1994, RSMC is a privately held company owned and operated by Paulina McGrath and Robert Wagnon, a native Texan. With more than 30 offices spread across thirteen states, RSMC provides its customers with "best in class" loan products custom-tailored to fit nearly every financial scenario.
Services
Buying a home, especially your first one, is an exciting but daunting task.
For many, it is one of the biggest decisions they will make in their lives.
At Republic State Mortgage, we specialize in making first-time and experienced homebuyers feel at ease about their decision.
Our dedicated loan officers help guide you through the process from start to finish, making sure you understand everything along the way.
Eveyone's financial situation is different.
To begin the loan process you need to anwer these basic questions.
For many, it is one of the biggest decisions they will make in their lives.
At Republic State Mortgage, we specialize in making first-time and experienced homebuyers feel at ease about their decision.
Our dedicated loan officers help guide you through the process from start to finish, making sure you understand everything along the way.
Eveyone's financial situation is different.
To begin the loan process you need to anwer these basic questions.
There are many different reasons why, at some point, homeowners consider refinancing.
The two most common are to lower the monthly payments or shorten the term of your home loan.
In most cases, if your long-term financial situation improves as a result of either of these factors, it makes good sense.
Refinancing can benefit you in other circumstances as well.
Need extra cash for a home improvement project or looking to consolidate your debt?
If so, there are cash-out refinancing options for you.
The two most common are to lower the monthly payments or shorten the term of your home loan.
In most cases, if your long-term financial situation improves as a result of either of these factors, it makes good sense.
Refinancing can benefit you in other circumstances as well.
Need extra cash for a home improvement project or looking to consolidate your debt?
If so, there are cash-out refinancing options for you.
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.
How much can you borrow from a lender?
Use this calculator to calculate the amount you can afford from the lender's point of view.
This calculator will help you to determine your savings if you make larger monthly payments.
Calculate how much points affect your monthly payments and how fast they will pay for themselves.
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.
How much can you borrow from a lender?
Use this calculator to calculate the amount you can afford from the lender's point of view.
This calculator will help you to determine your savings if you make larger monthly payments.
Calculate how much points affect your monthly payments and how fast they will pay for themselves.
The following is a partial list of programs offered by Republic State Mortgage with a brief description of the key elements of each.
It's good to understand some of the basic information about the available loan types, but our experienced loan officers will make suggestions based on your individual status.
For a complete list of the programs that we offer, please contact us.
Backed by the Department of Housing and Urban Development, FHA loans offer the borrower the opportunity for a lower down payment and they can even finance allowable closing costs.
It's good to understand some of the basic information about the available loan types, but our experienced loan officers will make suggestions based on your individual status.
For a complete list of the programs that we offer, please contact us.
Backed by the Department of Housing and Urban Development, FHA loans offer the borrower the opportunity for a lower down payment and they can even finance allowable closing costs.
Belinda has now helped not once but twice: first on the original mortgage and second on refinancing, Every step of the way was made easy due to Belinda's continuous communication and her ability to explain what was happening very easily.
I would recommend Belinda to anyone who wants a smooth mortgage process.
Stacy recommended the best loan to meet our needs and went above and beyond so that we could close fast.
She responds quickly even after hours.
If you want first class customer service, we recommend Stacy!
I would recommend Belinda to anyone who wants a smooth mortgage process.
Stacy recommended the best loan to meet our needs and went above and beyond so that we could close fast.
She responds quickly even after hours.
If you want first class customer service, we recommend Stacy!
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