If it is your first time visiting, please take a minute to look around. We hope we are successful in providing valuable education and resources. At Signet Mortgage we value client relationships, and we are here to help. Give us a call today, we are willing to invest the time to make sure you make the best choice for you and your family. Many of our loan officers are current or former CPAs or financial planners so the perspective we share is professional and more comprehensive than you'll find elsewhere.
Many mortgage companies offer conventional or jumbo mortgages. At Signet we've chosen to become experts in reverse mortgages and renovation lending as well. Our objective is to be able to offer anything to do with residential financing for our clients. We can provide expert advice for the first-time home-buyer as well as our senior clients purchasing or refinancing their retirement home.
Signet Mortgage Corporation is licensed in California, Oregon, Washington, Utah, and Idaho. With an 800 number and the benefit of secure document transfer, and e-mail, we can help you remotely if needed.
Many mortgage companies offer conventional or jumbo mortgages. At Signet we've chosen to become experts in reverse mortgages and renovation lending as well. Our objective is to be able to offer anything to do with residential financing for our clients. We can provide expert advice for the first-time home-buyer as well as our senior clients purchasing or refinancing their retirement home.
Signet Mortgage Corporation is licensed in California, Oregon, Washington, Utah, and Idaho. With an 800 number and the benefit of secure document transfer, and e-mail, we can help you remotely if needed.
Services
Clay Selland founded Signet Mortgage Corporation in 2002.
Clay holds a real estate broker's license and is a Certified Public Accountant (California).
He began his financial career as a CPA with a national CPA firm, and has held senior finance and strategy roles with Longs Drug Stores, Cost Plus World Market and several other start-up retailers.
Clay has three kids (and five grandkids), is a Bay Area native and has lived in Alamo, CA for over 35 years.
Clay and his wife are enjoying their grandkids and border collies!
Clay holds a real estate broker's license and is a Certified Public Accountant (California).
He began his financial career as a CPA with a national CPA firm, and has held senior finance and strategy roles with Longs Drug Stores, Cost Plus World Market and several other start-up retailers.
Clay has three kids (and five grandkids), is a Bay Area native and has lived in Alamo, CA for over 35 years.
Clay and his wife are enjoying their grandkids and border collies!
You will absolutely love working with the team at Signet Mortgage Corporation.
Signet Mortgage is small enough that anyone in the office can get an answer to your question.
We utilize a shared email for the entire Team so that we can be sure to get on your request immediately.
Mary has 38 years of experience in retail banking, mortgage and customer service.
Her experience coupled with a strong desire to help borrowers with their home lending needs and goals is invaluable to our team.
She joined Signet as a senior mortgage analyst and works hard to process and close out loans.
Signet Mortgage is small enough that anyone in the office can get an answer to your question.
We utilize a shared email for the entire Team so that we can be sure to get on your request immediately.
Mary has 38 years of experience in retail banking, mortgage and customer service.
Her experience coupled with a strong desire to help borrowers with their home lending needs and goals is invaluable to our team.
She joined Signet as a senior mortgage analyst and works hard to process and close out loans.
Welcome to Signet Mortgage Northwest Branch Office located in the Bown Crossing area of Boise, Idaho!
I and most of our brokers are former CPAs.
We aren't afraid to analyze options, do the research and take you where you want to be.
Speaking of options, here are some of the settings where we can really shine - see if anything fits you or someone you know and tell them you know just the guy to take care of them.
Major Remodels/Renovations (borrow against the future value and fund the remodel, refi or purchase).
I and most of our brokers are former CPAs.
We aren't afraid to analyze options, do the research and take you where you want to be.
Speaking of options, here are some of the settings where we can really shine - see if anything fits you or someone you know and tell them you know just the guy to take care of them.
Major Remodels/Renovations (borrow against the future value and fund the remodel, refi or purchase).
The Legal Beagles wanted me to add this disclaimer.
The examples I reference in this short video are examples of clients we have worked with over the past few years.
I've not attempted to update the numbers to reflect current rules, interest rates or principal limit factors- all of which impact the amount of proceeds from a reverse mortgage.
Only examining your specific situation would it then be appropriate to consider specifics.
The purpose behind sharing these examples is to highlight the many ways a reverse mortgage could be utilized.
The examples I reference in this short video are examples of clients we have worked with over the past few years.
I've not attempted to update the numbers to reflect current rules, interest rates or principal limit factors- all of which impact the amount of proceeds from a reverse mortgage.
Only examining your specific situation would it then be appropriate to consider specifics.
The purpose behind sharing these examples is to highlight the many ways a reverse mortgage could be utilized.
The HECM reverse mortgage program continues to evolve and adjust to ensure it will meet the needs of Seniors in their retirement.
The upfront mortgage insurance is now 2% for all loans, and the annual mortgage insurance on outstanding balances is reduced to 0.500%.
The mortgage insurance benefits the homeowner in the event the loan balance at payoff were to be more than the future value of the home.
That same protection applies to the investor and results in low interest rates and margins because they are certain to receive the principal and interest return due when loan is paid off.
The upfront mortgage insurance is now 2% for all loans, and the annual mortgage insurance on outstanding balances is reduced to 0.500%.
The mortgage insurance benefits the homeowner in the event the loan balance at payoff were to be more than the future value of the home.
That same protection applies to the investor and results in low interest rates and margins because they are certain to receive the principal and interest return due when loan is paid off.
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