Mortgage Tree Capital is a specialty finance company that originates, purchases, sells, and services mortgage loans secured primarily by first mortgages on single-family residences. Headquartered in Elk Grove (Sacramento County), California, Mortgage Tree Capital and Mortgage Tree Reality is a wholly owned subsidiary of Mortgage Tree Capital Inc. With prime products to its proven non-prime lending business, Mortgage Tree Capital offers a full spectrum of loan products to suit any borrower's needs.
With over 50 loan programs to choose from and a professional staff who can customize a loan to meet your needs. Mortgage Tree Capital together with our experienced loan officers, are all ready to serve you today. At Mortgage Tree Capital, we pride ourselves on providing prompt and personalized service. We'll get you the answers you need fast, whether you're contacting us in person, using our state-of-the-art website to pre-qualify, or to get official loan answers to your questions.
California Bureau of Real Estate Corporation Number 02067322 | National Mortgage Licensing System Registry Number 1784179.
With over 50 loan programs to choose from and a professional staff who can customize a loan to meet your needs. Mortgage Tree Capital together with our experienced loan officers, are all ready to serve you today. At Mortgage Tree Capital, we pride ourselves on providing prompt and personalized service. We'll get you the answers you need fast, whether you're contacting us in person, using our state-of-the-art website to pre-qualify, or to get official loan answers to your questions.
California Bureau of Real Estate Corporation Number 02067322 | National Mortgage Licensing System Registry Number 1784179.
Services
Interested in starting a career as a Mortgage Loan Officer?
Join Our Team.
Whether you are currently licensed through CalBRE (California Bureau of Real Estate), CalDBO (California Department of Business Oversight), or looking to get licensed; We have the perfect opportunity for you.
Mortgage Tree Capital has been providing our clients lending solutions for over 10 years and we will assist you in developing the skills necessary to enjoy a successful career as a licensed Mortgage Loan Officer.
California Mortgage Loan Originator License prior to the start of employment.
Join Our Team.
Whether you are currently licensed through CalBRE (California Bureau of Real Estate), CalDBO (California Department of Business Oversight), or looking to get licensed; We have the perfect opportunity for you.
Mortgage Tree Capital has been providing our clients lending solutions for over 10 years and we will assist you in developing the skills necessary to enjoy a successful career as a licensed Mortgage Loan Officer.
California Mortgage Loan Originator License prior to the start of employment.
Looking for the lowest mortgage rates?
At Mortgage Tree Capital we compare for you; we continuously monitor the mortgage market interest rates, points, fees, program availability, and allow you to do a side by side comparison of what's available.
By placing our client's needs first, this allows our clients to make the best choice for their financial futures without the hassle.
Assumptions - Conforming loan amounts of $250,000+.
Single family residence, 760 FICO, Purchase loan, 60% LTV, 15 day rate lock.
At Mortgage Tree Capital we compare for you; we continuously monitor the mortgage market interest rates, points, fees, program availability, and allow you to do a side by side comparison of what's available.
By placing our client's needs first, this allows our clients to make the best choice for their financial futures without the hassle.
Assumptions - Conforming loan amounts of $250,000+.
Single family residence, 760 FICO, Purchase loan, 60% LTV, 15 day rate lock.
Conventional Loans:including Alt-A programs that accommodate alternative document levels (including no income verification).
Harp 2: (Home Affordable Refinance Program) Refinance underwater mortgages into current market mortgage rates.
FHA: Low Down Payment A mortgage loan program where the interest rate does not change for the life of the loan with 3.5% down payment.
FHA 203(k) Rehab: with HUD's 203(k) Great options for borrowers with no housing history and scores as low as 580!
FHA Streamline Refinance Program: FHA has permitted streamline refinances on insured mortgages since the early 1980s.
Harp 2: (Home Affordable Refinance Program) Refinance underwater mortgages into current market mortgage rates.
FHA: Low Down Payment A mortgage loan program where the interest rate does not change for the life of the loan with 3.5% down payment.
FHA 203(k) Rehab: with HUD's 203(k) Great options for borrowers with no housing history and scores as low as 580!
FHA Streamline Refinance Program: FHA has permitted streamline refinances on insured mortgages since the early 1980s.
Conventional Mortgage Loan with 1% Down with Equity Boost makes it easier than ever to get into your new home.
Here's how it works: You put down 1% (which can be gifted), There is a outside contribution of 2% toward the down payment, giving you 3% equity at closing.
It's a great way to obtain a low down payment, a competitive rate and a good head start.
Here's how it works: You put down 1% (which can be gifted), There is a outside contribution of 2% toward the down payment, giving you 3% equity at closing.
It's a great way to obtain a low down payment, a competitive rate and a good head start.
Are you seeking First Time Home Buyer Purchase Financing?
Are you trying to buy a home but short on funds?
We have a program just for you.
Next to finding the right house, working with us as your lender to finance your home is the most important step in the home buying process.
If you are not prepared, you may be denied financing.
In order to help you prevent the hassle and heartache of loan denial, our staff will help you to prepare for the lending process.
Are you trying to buy a home but short on funds?
We have a program just for you.
Next to finding the right house, working with us as your lender to finance your home is the most important step in the home buying process.
If you are not prepared, you may be denied financing.
In order to help you prevent the hassle and heartache of loan denial, our staff will help you to prepare for the lending process.
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