When making financial decisions about your Elk Grove Home Mortgage, you need professionals that you can trust. Anew Lending Home Mortgage, Elk Grove, CA, is a Sacramento Mortgage Lender built under the principals of honesty and integrity throughout the entire company. Our Elk Grove mortgage brokers are specialists and are the best in the business and we offer the values and market expertise that you deserve and expect in today's housing marketplace.
When dealing with your Sacramento home financing, we are not only trusted with what is most likely your most important financial investment but we also are being trusted with your dream of home ownership. We are committed to helping you achieve this dream and we honor the important role that you have entrusted us with. Anew Lending Mortgage in Elk Grove is committed to helping families obtain their dream of home ownership in today's real estate market.
We have accomplished this by putting together a set of loan programs that will make First Time Home Buyers dream of Home Ownership easy!
When dealing with your Sacramento home financing, we are not only trusted with what is most likely your most important financial investment but we also are being trusted with your dream of home ownership. We are committed to helping you achieve this dream and we honor the important role that you have entrusted us with. Anew Lending Mortgage in Elk Grove is committed to helping families obtain their dream of home ownership in today's real estate market.
We have accomplished this by putting together a set of loan programs that will make First Time Home Buyers dream of Home Ownership easy!
Services
We're a full service direct lender with an experienced staff offering expertise in every area of mortgage lending.
We specialize in loans to buy a home or to refinance your current loan.
We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan with the best rates, terms and costs.
We evaluate each borrower's unique loan scenario to find the right loan to meet the borrower's needs.
Our team of dedicated loan officers will be with you throughout the lending process.
We specialize in loans to buy a home or to refinance your current loan.
We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan with the best rates, terms and costs.
We evaluate each borrower's unique loan scenario to find the right loan to meet the borrower's needs.
Our team of dedicated loan officers will be with you throughout the lending process.
Experienced - our loan officers have many years of experience.
We have seen thousands of different loan scenarios.
We will be able to analyze your specific needs, explain your options and give recommendations.
Wide variety of loan programs - we have in-house loan programs and we also have established broker channels.
This helps our borrowers obtain a home loan to tailor to your specific needs.
Accountable - we will work with you throughout the loan process - from the very beginning to when you get the keys to your home.
We have seen thousands of different loan scenarios.
We will be able to analyze your specific needs, explain your options and give recommendations.
Wide variety of loan programs - we have in-house loan programs and we also have established broker channels.
This helps our borrowers obtain a home loan to tailor to your specific needs.
Accountable - we will work with you throughout the loan process - from the very beginning to when you get the keys to your home.
Whether you are looking for a first mortgage, adding a second mortgage or trying to refinance an existing mortgage, it is helpful to understand more about general loan classifications.
Mortgage loans are categorized as either fixed rate mortgages (FRM), adjustable rate mortgages (ARM) or some combination (hybrid) of the two.
This classification is based on the type of interest rate structure governing the loan.
The most common mortgage terms are 30 or 15 year loans (also, 25, 20 and 10).
Generally, a short term loan will have less interest and higher payments - a long term loan, more interest and lower payments.
Mortgage loans are categorized as either fixed rate mortgages (FRM), adjustable rate mortgages (ARM) or some combination (hybrid) of the two.
This classification is based on the type of interest rate structure governing the loan.
The most common mortgage terms are 30 or 15 year loans (also, 25, 20 and 10).
Generally, a short term loan will have less interest and higher payments - a long term loan, more interest and lower payments.
Looking for your mortgage payment to be the same every month?
Then a fixed rate loan, may be right for you.
A fixed-rate mortgage loan provides you with the security of having the same interest rate over the life of the loan.
Fixed rate loans come in a variety of loan terms, including 15, 20, and 30 year terms.
The monthly principal and interest payments will be predictable, which makes it easy to budget every month.
May be a good choice if you plan to stay in your home for a long time.
Feel at ease from rising interest rates for the life of the loan, no matter how high interest rates go.
Then a fixed rate loan, may be right for you.
A fixed-rate mortgage loan provides you with the security of having the same interest rate over the life of the loan.
Fixed rate loans come in a variety of loan terms, including 15, 20, and 30 year terms.
The monthly principal and interest payments will be predictable, which makes it easy to budget every month.
May be a good choice if you plan to stay in your home for a long time.
Feel at ease from rising interest rates for the life of the loan, no matter how high interest rates go.
Veterans Administration (VA) loans are guaranteed by the U.S. Department of Veterans Affairs and are designed to provide housing assistance for armed services members, veterans and their families who are looking to purchase homes.
The guarantee allows active duty military, veterans, service personnel, some members of the selected reserve and certain categories of spouses to obtain home loans with favorable terms, usually without a down payment.
VA loans are home mortgages backed by the Department of Veterans Affairs (VA).
The guarantee allows active duty military, veterans, service personnel, some members of the selected reserve and certain categories of spouses to obtain home loans with favorable terms, usually without a down payment.
VA loans are home mortgages backed by the Department of Veterans Affairs (VA).
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