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Loan Professionals
Conventional loan and Government loan leader in Colorado! Our FHA and FHA High Balance Loans, as well as VA and VA High Balance loans, are among the best rates in the USA! Our ELITE FHA FHA HIGH BALANCE, VA, VA HIGH BALANCE LOANS now go down to a 660 credit score for the best available rates and lowest closing costs! Yesterday's 30-year Treasury Bond auction drew an average level of interest from investors compared to other recent sales.

We saw afternoon strength in bonds, but it came before the auction results were posted. It appears the results had no impact on yesterday's mortgage rates.
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Once you have completed this expression of interest or application, your information will be sent to Loan Professionals.com.
A representative from Loan Professionals.com may contact you by telephone or email.
By submitting your expression of interest you are consenting to receive telephone calls or email from Loan Professionals.com.
Find out what type of home is in your budget by entering a few numbers into our calculator.
Find out how long it takes to pay off a consolidation loan if you make a payment equal to your total monthly payments before consolidating.
This calculator figures how much interest savings you will have depending on how much extra you pay monthly.
What is the APR for My ARM Loan?
This APR ARM Loan Calculator can be used to estimate the Annual Percentage Rate for a loan based on input parameters.
What is the APR for My Fixed Rate Loan?
The amount of your loan can increase your interest rate if the amount financed exceeds the conforming loan limits established by Fannie Mae and Freddie Mac.
The conforming loan limit changes at the beginning of each year.
Shorter loans, such as 20 year or 15 year note, can save you thousand of dollars in interest payments over the life of the loan, but your monthly payments will be higher.
An adjustable rate mortgage may get you started with a lower interest rate than a fixed rate mortgage, but your payments could get higher when the interest rate changes.
When a lender makes a decision about a mortgage application, they consider two basic factors: 1) your ability and 2) your willingness to repay the loan.
Ability to repay the mortgage is determined by verifying your current employment and analyzing your total income.
Lenders prefer for you to have been employed at the same place for at least two years, or at least be in the same line of work for a few years.
Your proposed monthly payment will be compared to your monthly income and debt.
Willingness to repay is influenced by how you have paid previous loans and by examining how the property will be used.
An appraisal is an opinion of value or the act or process of estimating value.
This opinion or estimate is derived by using three common approaches, all derived from the market.
Usually, individuals applying for a loan are only interested in obtaining the loan and unfortunately are not worried about the prudence of buying the property at the agreed price.
In the real world, very few individuals order appraisal reports to establish an offering price or to substantiate a purchase price.
Once you have selected an appraiser, be prepared to answer questions and provide requested information.
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