We are NOT a BANK that operates off ONE high margin rate sheet. Every buyer has a different scenario and we shop your file with over a dozen lenders to get you the LOWEST Rate/APR. We charge ZERO origination fees or discount points. We are typically $1200-$1800 less at closing and are on average 1/4 point better in Rate/APR than other lenders. The Rate/APR spread of one quarter point on a 30 year fixed mortgage translates into a savings of $13,680 over the life on a loan amount of $250,000.
Compass Mortgage Planners was founded to ensure that ALL homeowners have access to the LOWEST possible Rate/APR with no junk fees. We are an Arizona owned and operated company. We will beat any quote with a valid Loan Estimate. We always present multiple options to our clients to meet their payment objectives while maximizing their equity position.
We are available seven days per week to answer any and all questions. BROKER vs. BANKER, what's the difference? A Mortgage Bank has a bloated cost structure with many layers of management and back office staff resulting in MUCH higher rates/fees to the consumer.
Compass Mortgage Planners was founded to ensure that ALL homeowners have access to the LOWEST possible Rate/APR with no junk fees. We are an Arizona owned and operated company. We will beat any quote with a valid Loan Estimate. We always present multiple options to our clients to meet their payment objectives while maximizing their equity position.
We are available seven days per week to answer any and all questions. BROKER vs. BANKER, what's the difference? A Mortgage Bank has a bloated cost structure with many layers of management and back office staff resulting in MUCH higher rates/fees to the consumer.
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