Randall Ortiz
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Randall Ortiz
Patron Mortgage is a California Mortgage Company working with borrowers throughout California. I am a senior loan officer and real estate broker with over ten years experience. I can assist you with home purchase loans, refinancing, reverse mortgages, ITIN loans, land loans, construction loans, hard money loans, commercial loans and any other real estate related loan, residential or commercial.

While working with Patron Mortgage for your loan needs, you can count on my honesty and integrity. I will provide you with your options so you make can the best decision for your situation. I am available seven days a week, as I know my clients are busy and may need to speak with me after work or on the weekends. We offer a variety of purchase loan programs including conventional, fha, elite programs for borrowers with good credit scores, and many more options.

We can help you refinance and possibly lower your current rate, go from fha to conventional and get rid of pmi, or do a cash out refinance.
Services
Founded in 2018, Patron Mortgage is located in Sacramento, CA.
Patron Mortgage services clients throughout California, which is made very simple with the use of technology.
Dealing in loans ranging from Home Purchase Loans, Refinancing, Reverse Mortgages, ITIN Loans, Construction Loans, Multi-Family Loans, Land Loans, Hard Money loans and more, Patron Mortgage is the preferred lender for loans in California.
Randall Ortiz is a senior loan officer at Patron Mortgage.
Randall makes sure to go the extra mile so that his clients understand the loan and loan process.
We can assist with a variety of real estate related loans.
Whether you are looking to purchase a home, refinance, get a reverse mortgage, obtain an ITIN loan or get a loan for an investment property, we can help.
We offer a variety of loan programs for buying a home.
Whether you are a first-time home buyer or have purchase a home before, we have great programs available.
Borrowers with great credit scores can take advantage of our elite loan programs featuring elite interest rates.
We also have loan programs with as little as zero down payment.
Yes, we do ITIN loans.
If you are looking for an ITIN loan in California, we can help.
We can help you with ITIN purchase loans and also ITIN refinance loans and ITIN cash out refinances.
ITIN (Individual Tax Identification Number) loans are for those borrowers that don't have a social security number, but instead have an ITIN number.
ITIN loans are conventional fixed rate loans.
ITIN loans offer terms of 30 year, 20 year and 15 year loans.
While 20% is the minimum down payment required, putting a larger down payment can help to lower the interest rate of the loan.
Hard Money loans are great tools for investors and flippers to get quick money for their projects.
Hard Money loans have the ability to close quick, often times in less than two weeks.
The interest rate on hard money loans is generally much higher than a regular mortgage, but the hard money lender will base the decision of granting the loan on the value and equity in the property you are buying, instead of on your credit score.
Contact our senior loan officer today for more information or to get started on your hard money loan.
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