At Heritage Oak Mortgage Company, we take the surprises out of the borrowing process. Our commitment to outstanding customer service, unflinching integrity and maintaining the highest level of expertise in an ever-changing industry, brings back clients time and time again, when they re-finance, buy a new home or decide to supplement their retirement income with a reverse mortgage.
You'll know within minutes whether you're pre-qualified for a loan and then we go to work to find the best mortgage product to fit your needs. Just fill out our on-line loan application, or better yet, call 916/200-2000 and speak with a real, live mortgage specialist. We're here to serve you!
You'll know within minutes whether you're pre-qualified for a loan and then we go to work to find the best mortgage product to fit your needs. Just fill out our on-line loan application, or better yet, call 916/200-2000 and speak with a real, live mortgage specialist. We're here to serve you!
Services
Generally speaking, you can purchase a home with a value of two or three times your annual household income.
However, the amount that you can borrow will also depend upon your employment history, credit history, current savings and debts, and the amount of down payment you are willing to make.
You may also be able to take advantage of special loan programs for first time buyers to purchase a home with a higher value.
Give us a call, and we can help you determine exactly how much you can afford.
However, the amount that you can borrow will also depend upon your employment history, credit history, current savings and debts, and the amount of down payment you are willing to make.
You may also be able to take advantage of special loan programs for first time buyers to purchase a home with a higher value.
Give us a call, and we can help you determine exactly how much you can afford.
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