Axxess Capital Mortgage
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By looking at your financial picture, we can help put you on the right track to reaching your goals. Home loans differ based on their type. We'll help you understand your mortgage options so you can find the loan that's right for you. Learn the basics of buying your first home and get the information you need to help you understand yourfinancing options.

Our comprehensive suite of products and services can support you or your business now and for years to come. Thank you for visiting Axxess Capital Mortgage. I know you'll find the services offered here helpful and the loan programs not only convenient, but very competitive. It's our goal to help you cut through the clutter and noise in the mortgage marketplace, so you can quickly and efficiently find a loan that meets your needs.

As professionals in the mortgage lending industry, We've built our reputation on providing outstanding service to our Realtors and clients. That means you can count on us to always look out for your best interests, and to keep you informed throughout every step of the lending process.
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These mortgages, with a fixed percentage rate, and a fixed loan amount are usually carry higher rates than other types of mortgages, but they offer the security and certainty of knowing your monthly payment and interest rate will never change.
These mortgages (also known as ARMs) have a variable interest rate and monthly payments that are recalculated on a regular basis to reflect changes in the market interest rate.
These rates are typically lower than the rates in fixed-rate mortgages, but expose you to the risk that market interest rates may rise in the future.
Your credit payment history is recorded in a file or report.
These files or reports are maintained and sold by "consumer reporting agencies" (CRAs).
One type of CRA is commonly known as a credit bureau.
You have a credit record on file at a credit bureau if you have ever applied for a credit or charge account, a personal loan, insurance, or a job.
Your credit record contains information about your income, debts, and credit payment history.
It also indicates whether you have been sued, arrested, or have filed for bankruptcy.
Our loan application form asks for information on the property you are buying, as well as the employment and financial history of all loan applicants.
We will verify the information shown on the loan application before deciding whether or not to make the loan, so it is very important to make sure that it is complete and accurate.
It is easier to complete the loan application process if you prepare for it ahead of time.
We will ask about your personal finances, including bank account numbers and balances, current loan amounts and payments, and credit card account numbers.
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