Summit Lending Of Long Beach
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Summit Lending Of Long Beach
As a locally owned and operated Southern California business, Summit Lending is dedicated to providing personalized service in the digital age. Whether you're buying your first home or looking for a new investment property, there's lots of stress and complications involved in mortgages and financing. That's where we come in! Save money by receiving the best financing terms available.

Our Loan Comparison services cater towards getting my clients the best down payment and interest options on their loans. Whether you need help negotiating a mortgage or buying a new home, Summit Lending of Long Beach can manage all your mortgage needs. Our refinancing services will take the complications out of the process.
Services
Summit Lending of Long Beach is a branch office of the Orange County-based Summit Lending, a direct mortgage lender, specializing in FHA, VA, Conventional Fixed Rate, and Jumbo mortgage loans for home buyers and homeowners throughout California.
As a direct lender, quite frankly, we call the shots.
We have the ability to approve, process, underwrite, and fund your loan quickly.
We are not bound by other financial institution's requirements to charge borrowers pre-determined fees.
On the contrary, we are proud to make quick decisions, answer your questions immediately, and secure the best loans with the best rates available for your specific mortgage needs in California.
Conventional loans in California are available through Summit Lending of LBC, a direct mortgage lender based in Long Beach, California.
At Summit Lending we specialize in helping active duty, reservists and military veterans to obtain VA loans to purchase a home or to refinance their existing mortgage into a more affordable loan.
Summit Lending of Long Beach's team of expert mortgage consultants specialize in helping California homeowners and home buyers to obtain FHA loans.
Jumbo loans are those loans in excess of the conventional loan limits in California set by Fannie Mae and Freddie Mac.
Conventional loans in California are available through Summit Lending of LBC, a direct mortgage lender based in Long Beach, California.
These loans are backed by Fannie Mae or Freddie Mac and are typically ideal for Californians seeking a fixed rate mortgage loan for 10-30 years.
Benefits of conventional loans for those looking to buy a home or refinance a home in Southern California include low-interest rates and the security of knowing that your mortgage payment will remain consistent for a set number of years.
A VA loan is a mortgage that offers considerable benefits for eligible military veterans, service members and spouses who want to buy a home.
VA home loans are issued through private lenders and are guaranteed by the Department of Veterans Affairs, so they don't require private mortgage insurance.
These loans, also known as Veterans Affairs mortgages, consistently offer the lowest rates on the market compared with traditional bank financing, according to reports by mortgage software firm Ellie Mae.
Summit Lending of Long Beach's team of expert mortgage consultants specializes in helping California homeowners and home buyers to obtain FHA loans.
FHA loans are those that are issued by federally qualified lenders and are insured by the U.S. Federal Housing Authority.
For many first time home buyers, and homeowners in Long Beach and surrounding areas, an FHA loan is the perfect loan for buying a first home or refinancing into a lower interest rate.
Benefits of FHA loans include low down payment requirements and less stringent qualification requirements.
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