I have been in the mortgage and financial services business for over 17 years. I have the knowledge and expertise to help put you at ease throughout the mortgage process. My diverse experience allows me to better assist you and ensure a smooth process from start to finish. My number one priority and passion is to bring value to my clients. I do this by providing unsurpassed service, the best rates and focused individualized attention.
I ensure that my clients have every loan product in front of them, so that they can make the best and most educated decisions possible. The financial aspects of home buying can be stressful and overwhelming-but they don't have to be, I am a trained and caring professional that will walk you through the entire process. Whether you're getting your first place or moving into a bigger one, purchasing a home is one of the biggest financial decisions of your life.
That's why we make sure you have a full understanding of how the process works, and what loan option works best for you individually.
I ensure that my clients have every loan product in front of them, so that they can make the best and most educated decisions possible. The financial aspects of home buying can be stressful and overwhelming-but they don't have to be, I am a trained and caring professional that will walk you through the entire process. Whether you're getting your first place or moving into a bigger one, purchasing a home is one of the biggest financial decisions of your life.
That's why we make sure you have a full understanding of how the process works, and what loan option works best for you individually.
Services
Need financing options on a home, or other real estate?
Choosing a purchase loan product that matches your goals and making sure you get a favorable rate doesn't have to be stressful!
We're here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with a pre-approval letter request.
We'll help you clearly see differences between loan programs, allowing you to choose the right one for you, whether you're a first-time homebuyer or a repeat buyer.
Choosing a purchase loan product that matches your goals and making sure you get a favorable rate doesn't have to be stressful!
We're here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with a pre-approval letter request.
We'll help you clearly see differences between loan programs, allowing you to choose the right one for you, whether you're a first-time homebuyer or a repeat buyer.
NEXA Mortgage offers programs and pricing you and your clients will love.
With processing, underwritting, and local appraisers that truly know our market.
In addition, we have Aggessive Loan programs that you'd be hard pressed to find anywhere else at very aggressive rates.
Financing for qualified borrowers who have had a financial hardship such as a short sale or BK.
Rather than using cash for a down payment apply it towards a lower interest rate and shorter loan term.
Closed-end 2nd mortgages and lines of credit available as stand alone products or in combination with a 1st mortgage and a combined CLTV of up to 95%.
With processing, underwritting, and local appraisers that truly know our market.
In addition, we have Aggessive Loan programs that you'd be hard pressed to find anywhere else at very aggressive rates.
Financing for qualified borrowers who have had a financial hardship such as a short sale or BK.
Rather than using cash for a down payment apply it towards a lower interest rate and shorter loan term.
Closed-end 2nd mortgages and lines of credit available as stand alone products or in combination with a 1st mortgage and a combined CLTV of up to 95%.
An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA).
Essentially, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.
The FHA program was created in response to the rash of foreclosures and defaults that happened in 1930s; to provide mortgage lenders with adequate insurance; and to help stimulate the housing market by making loans accessible and affordable.
We're here to make the FHA home loan process easier, with tools and knowledge that will help guide you along the way, starting with our FHA Loan Qualifier.
Essentially, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.
The FHA program was created in response to the rash of foreclosures and defaults that happened in 1930s; to provide mortgage lenders with adequate insurance; and to help stimulate the housing market by making loans accessible and affordable.
We're here to make the FHA home loan process easier, with tools and knowledge that will help guide you along the way, starting with our FHA Loan Qualifier.
Conventional loans are any mortgage that is not guaranteed or insured by the federal government.
Although a conventional loan is not insured or guaranteed by the government, it still follows the guidelines of government sponsored enterprises, Fannie Mae and Freddie Mac.
Conventional loans may be "conforming" and "non-conforming".
Conforming loans follow the guidelines set by Fannie Mae and Freddie Mac.
These guidelines put the maximum purchase amount for a first mortgage at $417,000 (may be higher, subject to county loan limits) for a single-family dwelling.
Although a conventional loan is not insured or guaranteed by the government, it still follows the guidelines of government sponsored enterprises, Fannie Mae and Freddie Mac.
Conventional loans may be "conforming" and "non-conforming".
Conforming loans follow the guidelines set by Fannie Mae and Freddie Mac.
These guidelines put the maximum purchase amount for a first mortgage at $417,000 (may be higher, subject to county loan limits) for a single-family dwelling.
A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA).
The loan may be issued by qualified lenders.
The VA loan was designed to offer long-term financing to eligible American veterans or their surviving spouses (provided they do not remarry).
We're here to make the VA home loan process easier, with tools and knowledge that will help guide you along the way, starting with our VA Loan Qualifier.
We'll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you're a first-time home buyer or a repeat buyer.
The loan may be issued by qualified lenders.
The VA loan was designed to offer long-term financing to eligible American veterans or their surviving spouses (provided they do not remarry).
We're here to make the VA home loan process easier, with tools and knowledge that will help guide you along the way, starting with our VA Loan Qualifier.
We'll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you're a first-time home buyer or a repeat buyer.
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