Michael Cremins-American Pacific Mortgage
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Michael Cremins-American Pacific Mortgage
The JJ Mack Team with American Pacific Mortgage is here to educate and assist you in the making the best home loan decision for you and your family. We believe that educating our customers is most important, and we take ownership of that every time we sit down or speak with one of our clients. Because of this, we have grown to become a household name.

As we have grown, we keep our small-company feel where our employees enjoy working everyday. As a direct mortgage lender, we make decisions that eliminate the common headaches and time wasters often associated with mortgage brokers and big Banks. The JJ Mack Team will provide you with the best loan for your needs, and most of all, provide an experience that is stress free and enjoyable.

Buying a home can be stressful. Picking the right mortgage banker will be the difference in getting the best loan, with the lowest rates and fees, while being available on your hours. Are you looking to lower your interest rate and payment, shorten the number of years on your loan or remove that pesky mortgage insurance?
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We are a small & local residential mortgage company located in Roseville, CA.
We believe that educating our customers is the most important thing and we take ownership of that every time we sit down or speak with one of our clients.
Because of this, we have grown to become a household name.
As we have grown, we keep our small-company feel where our employees enjoy working everyday.
By putting together our innovative technology and devoted leadership with the greatest and happiest employees in the business, the JJ Mack Team nurtures a culture of constant innovation and growth.
Whether you are ready to purchase, or refinance, the Loan Advisors at American Pacific Mortgage will help you choose the best mortgage that match your financial circumstances.
Discover the difference between Fixed or Adjustable, Jumbo or Conforming and other loan types below.
A fixed rate mortgage is the most popular loan program chosen by homeowners.
If you are one of the many homeowners who desires a stable monthly interest rate and payment over the life of your loan, then a fixed rate could be the right loan for you, too.
When using the JJ Mack Team at American Pacific Mortgage we have created a program for our clients looking to purchase a home and close on time or ahead of schedule.
We realize that closing on time is a huge problem when buying a home with most banks.
When using the JJ Mack Team, on the other hand, you can rest assure that our guarantee to get your keys on time is covered.
At American Pacific Mortgage, we are committed to helping HomeBuyers close their purchase contracts on time, and even ahead of schedule.
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