Wallingford Mortgage Services Inc. (NMLS#64764) was born in 2003, the same year as my son. We named the company after the neighborhood of Seattle that we live in. A Mom and Pop shop, literally. I was our loan officer and my wife was our processor. We started our business not just to make more scratch (that's money for those younger than me). We started our business because we believed we could positively impact our community.
At the time, we knew of some companies that weren't doing things the right way. Their goal was to maximize the fees they could charge rather than maximize their opportunity with people. Of course we all know what happened to those companies, they are no longer competitors. Our idea of success has always been to positively influence the people that we are fortunate enough to serve.
By succeeding in this effort we have found that people talk about it. It sounds easy doesn't it? Be nice to people. Take them seriously but also have some fun. Treat them with respect. Care about what happens to them.
At the time, we knew of some companies that weren't doing things the right way. Their goal was to maximize the fees they could charge rather than maximize their opportunity with people. Of course we all know what happened to those companies, they are no longer competitors. Our idea of success has always been to positively influence the people that we are fortunate enough to serve.
By succeeding in this effort we have found that people talk about it. It sounds easy doesn't it? Be nice to people. Take them seriously but also have some fun. Treat them with respect. Care about what happens to them.
Services
Wallingford Mortgage Services Inc. (NMLS#64764) was born in 2003, the same year as our son.
We named the company after the neighborhood of Seattle that we live in.
A Mom and Pop shop, literally.
We started our business because we believed we could positively impact our community.
Our professional experience is unique.
We have collectively - 23 years of real estate appraisal experience, 25 years and counting in mortgage brokering and if you jump over to our Wallingford Realty site you can see we have another 10 years and counting in real estate sales experience.
We named the company after the neighborhood of Seattle that we live in.
A Mom and Pop shop, literally.
We started our business because we believed we could positively impact our community.
Our professional experience is unique.
We have collectively - 23 years of real estate appraisal experience, 25 years and counting in mortgage brokering and if you jump over to our Wallingford Realty site you can see we have another 10 years and counting in real estate sales experience.
The debt to income ratio is commonly used by lenders (especially mortgage lenders) when they underwrite loans and attempt to determine how risky a borrower is to lend money to.
Learning how to calculate the debt to income ratio is a smart move when attempting to get a home loan or a home equity line of credit.
Be sure and use this online debt to income calculator in conjunction with our monthly payment calculator, mortgage payment calculator, and our home equity loan calculator.
MORTGAGE PAYMENT: The Mortgage Payment Calculator will calculate mortgage payments for any mortgage if you enter in the total mortgage amount, the mortgage payback period (15 years, 30 years, etc.), and the mortgage interest rate.
Learning how to calculate the debt to income ratio is a smart move when attempting to get a home loan or a home equity line of credit.
Be sure and use this online debt to income calculator in conjunction with our monthly payment calculator, mortgage payment calculator, and our home equity loan calculator.
MORTGAGE PAYMENT: The Mortgage Payment Calculator will calculate mortgage payments for any mortgage if you enter in the total mortgage amount, the mortgage payback period (15 years, 30 years, etc.), and the mortgage interest rate.
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