My objective is to build a trusting lifetime relationship with you by demonstrating the highest level of integrity and by delivering exceptional customized service that exceeds your expectations. Over my 20-year career, I've become known for a laser focus upon each client's financial and life goals, as well as for the depth and rigor of my expertise, diligence and work ethic.
Experience peace of mind knowing that I am your best advocate; that you can rely upon regular and informative communication; and that we will close your competitively-priced home loan efficiently and on time. Owning a home may be the largest financial commitment you will ever make. I see my role and responsibility as helping you integrate your home loan into your family's entire financial picture, both near and long-term.
You will make confident and cost-effective choices because I provide a fully transparent process complemented by meaningful education throughout the experience. Your bottom line on your home investment translates to your opportunities for pursuing your hopes and dreams.
Experience peace of mind knowing that I am your best advocate; that you can rely upon regular and informative communication; and that we will close your competitively-priced home loan efficiently and on time. Owning a home may be the largest financial commitment you will ever make. I see my role and responsibility as helping you integrate your home loan into your family's entire financial picture, both near and long-term.
You will make confident and cost-effective choices because I provide a fully transparent process complemented by meaningful education throughout the experience. Your bottom line on your home investment translates to your opportunities for pursuing your hopes and dreams.
Services
Dear Kathryn thanks so much for your regular & extra efforts in securing a solid loan for me.
The faith I have in you, your ethics and your abilities lessened my stress tremendously.
My new home is as peaceful as I had hoped.
I just wanted to drop a note of thanks for all of your help in purchasing my first home.
I couldn't have done it without you and look forward to recommending your services at every opportunity.'
Kathryn, your concept of customer service far exceeds the Nordstrom model we tout so reverently here in the Northwest.
The faith I have in you, your ethics and your abilities lessened my stress tremendously.
My new home is as peaceful as I had hoped.
I just wanted to drop a note of thanks for all of your help in purchasing my first home.
I couldn't have done it without you and look forward to recommending your services at every opportunity.'
Kathryn, your concept of customer service far exceeds the Nordstrom model we tout so reverently here in the Northwest.
Are you selling your home?
If it's your first time going through a home sale, you've probably got a lot of questions about the process.
In today's post, we'll share four tips that can help to keep your home sale moving along smoothly.
Let's get started!
First, you'll want to ensure that you enlist the help of an experienced real estate agent.
Selling a home is a significant financial transaction and the process can be especially daunting the first time.
A professional agent with sales experience will be a major asset in having a stress-free sale.
If it's your first time going through a home sale, you've probably got a lot of questions about the process.
In today's post, we'll share four tips that can help to keep your home sale moving along smoothly.
Let's get started!
First, you'll want to ensure that you enlist the help of an experienced real estate agent.
Selling a home is a significant financial transaction and the process can be especially daunting the first time.
A professional agent with sales experience will be a major asset in having a stress-free sale.
When it comes to diving into home ownership for the first time, it can seem like there are so many things you just don't know.
Whether you're getting advice from your real estate agent, your friends or your family, there are so many things that seem like common sense that they might be lost in the mix of details.
Instead of having to squeeze it out of them, here are three tips that are easily forgotten but still essential.
It's certainly not the most popular advice, but one of the most important things when deciding to purchase a home is having the time and know-how to make the decision that is right for you.
Whether you're getting advice from your real estate agent, your friends or your family, there are so many things that seem like common sense that they might be lost in the mix of details.
Instead of having to squeeze it out of them, here are three tips that are easily forgotten but still essential.
It's certainly not the most popular advice, but one of the most important things when deciding to purchase a home is having the time and know-how to make the decision that is right for you.
The answer to these questions will help you know which loan will be best for you.
There are a wide variety of loan options, so it will be useful to know some of the basic tendencies.
The larger the down payment, the better your options are for payment size, interest rate, and length of time to pay back the loan.
Conventional loans are further broken down into either conforming or non-conforming loans.
To qualify as a conforming loan (or an A paper loan), it must fall under the guidelines established by Fannie Mae and Freddie Mac, corporations that have established industry standards and guidelines that govern credit requirements, down payment amounts and maximum loan amounts.
There are a wide variety of loan options, so it will be useful to know some of the basic tendencies.
The larger the down payment, the better your options are for payment size, interest rate, and length of time to pay back the loan.
Conventional loans are further broken down into either conforming or non-conforming loans.
To qualify as a conforming loan (or an A paper loan), it must fall under the guidelines established by Fannie Mae and Freddie Mac, corporations that have established industry standards and guidelines that govern credit requirements, down payment amounts and maximum loan amounts.
A home appraisal is generally required by the lender in order to establish that the value of the home will be sufficient collateral for the amount of the loan.
The appraisal fee is generally paid by the buyer, sometimes required at the time of the loan application but typically paid at the loan closing.
A home appraisal is done by an independent appraiser who will generally visit your home and inspect the interior and exterior.
However, the appraiser is not performing the same service as a home inspection and many appraisals are only drive-by appraisals.
The appraisal fee is generally paid by the buyer, sometimes required at the time of the loan application but typically paid at the loan closing.
A home appraisal is done by an independent appraiser who will generally visit your home and inspect the interior and exterior.
However, the appraiser is not performing the same service as a home inspection and many appraisals are only drive-by appraisals.
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