Tide Water Mortgage
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We at Tidewater Mortgage Services are proud to be a first-time honoree of the Inside Business Top Workplaces of Hampton Roads. A culture of "very driven people" who value receiving high ratings in customer satisfaction is what makes TMS a great place to work and what keeps people working here! Everybody's got each other's back. It's almost like family.

The company comes together as a team, and that shows! At Tidewater Mortgage Services we are devoted to our customers and employees, and when you treat someone well throughout the entire mortgage process and they've had that great experience buying their first home, or buying a new home, people want to share that with others. Look to the mortgage company that offers a large variety of loan products which affords you a multitude of options!

At Tidewater Mortgage Services, we specialize in finding you the right loan option for your loan needs and situation - no matter how large or small. Determining which loan best suits you depends on your personal circumstances.
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Established in Virginia Beach, Virginia we have grown and are now licensed in DC, Delaware, Florida, Georgia, Maryland, North Carolina, South Carolina, New Jersey, Pennsylvania, Tennessee, Virginia and West Virginia, and we're not stopping there!
Tidewater Mortgage Services is committed to giving our customers home lending excellence.
Our goal is to provide affordable loans with competitive rates.
We truly value receiving high ratings in customer satisfaction from our clients as proof to our commitment and dedications throughout the loan process.
We understand that it's a big step to purchase a new home, which is exactly why we have the tools to help you decide which mortgage option is right for you.
Whether it's your first home, second or maybe even your investment home, you will need to know how much you pre-qualify for and we are prepared to help you understand the process and provide a thorough understanding of all our loan products and ensure that you get the great rate you deserve!
Purchasing a new home is a huge decision at Tidewater Mortgage Services, Inc. and we will see you through from start to finish.
We understand that you might have a decent amount of questions surrounding the idea of refinancing.
And rightfully so, it's important to weigh every option when it comes to owning a home and working out the best scenario for you and your family.
Whether it be that financially it's the right time and you're ready to reduce your monthly payments or maybe you're ready to consolidate your outstanding debt by combining loans!
We will be with you every step of the way to ensure all your questions are answered and explained!
Pre-Qualify - We review your credit report and income so you'll have a good idea of how much home you can afford.
Finding Your New Home - Sign your sales contract between you and the seller is provided to the title company and our processing team.
Apply - We review requested documents from you and begin to prepare your loan for the processor and underwriter.
Then you'll meet with your loan officer to review and sign your loan application.
Home Inspection - An inspector will check the property for potential structural, electrical and plumbing issues.
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