Rob Yo The Mortgage Pro
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Rob Yo The Mortgage Pro
Rob Yo The Mortgage Pro is your premier mortgage team of North Carolina. My team provides our clients the financing necessary for an integral part of the American Dream - home ownership. Housing is one of the most basic of all human needs and I accept the role as an honor and social responsibility. My team's goal is to create lasting relationships with each and every client and to continue providing excellent service for many years to come.

Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. To speak directly with an experienced mortgage professional simply give a call anytime or feel free to utilize any of the interactive tools offered throughout the site. The experienced professionals here look forward to working with you.

Whether you are in Charlotte, Raleigh, Wilmington, Greensboro, or anywhere else in our beautiful state of North Carolina - my team is ready and eager to assist you with your mortgage needs.
Services
I am committed to providing clients with the highest quality financial services combined with the lowest rates available in your area.
The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of loan officers here can help you find the right loan program at the lowest rate no matter what your needs are.
Whether you're new to North Carolina, or have lived here your entire life, the state is one of the best places in America to live.
From its live music culture to its close-knit community to its strong economy and job market, there are plenty of reasons to call our state home.
If you're looking to live in Raleigh, Clayton NC, Charlotte, Wilmington, Greensboro or any other area of North Carolina, purchasing a home has many advantages.
Rob Yo The Mortgage Pro can help make homeownership easy with our conventional loan program.
The FHA 203k is a renovation loan program that provides funds for both the purchase and renovation of a home.
There are two types of an FHA 203k loan.
The first is normal 203k, which is given for properties that need structural repairs such as a new roof or a room addition.
The second is the streamlined 203k, which is given for non-structural repairs such as painting and new appliances.
A streamlined 203k only applies if the total repairs do not exceed $35,000.
If you are a first time home buyer looking to purchase your first home, FHA Loans are designed to help you with the process.
Because this home loan program has low down payments, it may be less expensive for you to own instead of renting.
Home ownership has many benefits, ranging from building equity to improve your financial future to tax deductions and establishing a potential new stream of income (should you choose to rent out space).
If you are looking to buy your first home in Raleigh, Clayton NC or anywhere in North Carolina, contact Rob Yo The Mortgage Pro at (919) 322-8201 today!
If you are seeking to buy a higher-value or luxury home in Raleigh, Clayton NC or anywhere in North Carolina, jumbo loans are the best mortgage program.
Government-backed loans are designed for homes in lower price ranges and borrowers with lower income and credit scores, but there is still a option for applicants seeking a larger loan.
With a competitive real estate market, there are several areas where you may need a jumbo loan to purchase your home.
A jumbo loan is a non-conforming loan that exceeds the conventional loan limit for the area where the home is being purchased, or does not meet the guidelines set by Fannie Mae and Freddie Mac.
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