Alanna Truitt Mortgage Loan Originator
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In order to complete the pre-qualification review we need to collect preliminary information about your income, assets and credit history. We will not provide you with a credit decision as a result of this pre-qualification review. Information from the credit bureaus will allow us to provide you a better estimate of the mortgage size and program that you could reasonably support.

We may request supplementary information in order to respond to your request. Once you have received the pre-qualification review, we will sincerely encourage you to apply for a mortgage loan. A loan decision cannot be made until we receive a complete mortgage application and obtain and verify applicable supporting documentation. Follow link to secure site.

Please call if you have any questions. We take the pre-qualification process very seriously. We want you to shop for your new home with confidence. Having proof of pre-qualification may give you an advantage over other buyers who are not pre-qualified. This letter will prove to the seller you are a serious buyer that has taken the time to prove you can complete the transaction by securing a mortgage.
Services
You must have satisfactory credit, income, and a valid Certificate of Eligibility (COE) for a VA-guaranteed home loan.
The home cannot be used as an investment property, it must be a personal home.
The requirements vary so the best way to know if you would be eligible for a VA loan would be to check the VA website.
The list is online and easy to understand.
USDA provides loan guarantees depending on a number of factors.
First is the location of the home you would like to purchase.
You may want to use the map feature link provided to verify the location is in the approved area.
If not please double check before giving up as approved locations can change and may not be updated on the map.
The qualification process is something that needs to be discussed with a mortgage officer.
It depends on family size and income based on the are of the country you live in.
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