Vicente Ramirez
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Vicente Ramirez
Synergy Home Loans, LLC is a locally owned, full service, mortgage company committed to helping home buyers select the mortgage option that best fits their needs while providing the greatest value. We understand that every borrower is different, and offer a variety of programs and products to meet your individual requirements.

Our staff of Loan Originators and Processors take great pride in being one of South Texas' most competent, experienced, and knowledgeable mortgage finance specialists and dedicate ourselves to making the process of securing a mortgage simple and straight forward.Synergy Home Loans specializes in residential real estate loans such as Conventional, FHA, VA, Texas Vet, USDA, Jumbo, and Interim Construction to custom build on your own lot.

Additionally, we offer loans for Lots, Land and Commercial Real Estate. With big company experience and a small company approach, we provide our clients a world class service with a personal touch. I want to express my appreciation for all the hard work you put into my mortgage.
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Synergy Home Loans, LLC is a locally owned, full service, mortgage company committed to helping home buyers select the mortgage option that best fits their needs while providing the greatest value.
We understand that every borrower is different, and offer a variety of programs and products to meet your individual requirements.
Lenders are required to provide the "Your Home Loan Toolkit", which has been provided by the Consumer Finance Protection Bureau created to comply with federal law pursuant to 12 U.S.C. 2604, 12 CFR 1024.6, and 12 CFR 1026.19(g).
Are you a dedicated mortgage professional or want to become one?
If so then come join Synergy Home Loans!
At Synergy Home Loans we provide you the opportunity and tools to excel in your career providing Synergy Clients the best mortgage financing experience.
Providing Synergy Clients excellent customer service while providing them the best mortgage options for their individual goals and situation is our mission.
Let us help you grow your success!
Come join Synergy Home Loans as a Senior Residential Mortgage Loan Officer (RMLO).
Synergy Home Loans, LLC offers a variety of loan programs to meet your needs.
Finding the right loan product to fit your individual circumstances and needs is just as important as finding the right house.
Contact us to obtain pre-approval prior to looking for your house and we can make the process simple and stress free.
Conventional Loans are the most common of all loan types since they may provide the least cost financing over the life of the loan.
These loans typically require a 20% down payment, but can be obtained with as little as 5% down payment with Mortgage Insurance (MI).
Please note that the Department maintains the Recovery Fund to assist consumers who have been financially harmed by a licensed individual referenced above.
A Recovery Fund claims may be filed against individuals who were properly licensed at the time of the financial harm and who participated in the fund.
For more information about the Recovery Fund, please consult subchapter F of the Residential Mortgage Loan Company and Residential Mortgage Loan Originator Licensing and Registration Act "Statutes and Regulations" link found under Statutes and Rules.
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