You have just taken a key step toward purchasing your dream home - selecting an Atlanta mortgage lender who is right for you. Our team is here to make it easy for you. It is our responsibility to keep you informed throughout the entire loan process and to help ensure you are comfortable at each step. To provide an informative and educational approach to the home buying process and to leave you feeling great about our time partnership.
We hope you find it helpful, and look forward to working with you! After an extensive career in finance and mortgage banking, Tony Davis founded Atlantic Home Mortgage to provide a better way for buyers in the Atlanta GA area to obtain home loans. His dream was to combine cutting-edge technology with experienced professionals to create a simple, transparent mortgage process.
A process where the clients come first and the realtors know what's going on. The team grew quickly from there. In two short years, Atlantic Home Mortgage funded over $300 million in new mortgage loans.
We hope you find it helpful, and look forward to working with you! After an extensive career in finance and mortgage banking, Tony Davis founded Atlantic Home Mortgage to provide a better way for buyers in the Atlanta GA area to obtain home loans. His dream was to combine cutting-edge technology with experienced professionals to create a simple, transparent mortgage process.
A process where the clients come first and the realtors know what's going on. The team grew quickly from there. In two short years, Atlantic Home Mortgage funded over $300 million in new mortgage loans.
Services
In 2018, we started a mortgage company to help people get better rates.
With over a decade of firsthand mortgage experience, we've seen exactly how inefficient the industry is.
By focusing on the needs of our clients for speed, ease, and transparency, we were able to quickly stand out in the mortgage industry and rocketed into the top 1 percent of mortgage originators in America, according to Scotsman Guide and Mortgage Executive Magazine.
But that wasn't enough.
We wanted to improve the process even further.
With over a decade of firsthand mortgage experience, we've seen exactly how inefficient the industry is.
By focusing on the needs of our clients for speed, ease, and transparency, we were able to quickly stand out in the mortgage industry and rocketed into the top 1 percent of mortgage originators in America, according to Scotsman Guide and Mortgage Executive Magazine.
But that wasn't enough.
We wanted to improve the process even further.
Buying your first home is a very exciting step!
Atlantic Home Mortgage loan specialists are here to guide you through every step of the loan process.
We have many First Time Home Buyer Programs in Atlanta that may fit your needs.
Before finding your new home, we can help you get prequalified for free.
We can also match you with a trusted real estate agent through our partner networks.
Our variety of loan options allow you to buy your first home with little money down and we will work to ensure the loan payments meet your unique needs.
Atlantic Home Mortgage loan specialists are here to guide you through every step of the loan process.
We have many First Time Home Buyer Programs in Atlanta that may fit your needs.
Before finding your new home, we can help you get prequalified for free.
We can also match you with a trusted real estate agent through our partner networks.
Our variety of loan options allow you to buy your first home with little money down and we will work to ensure the loan payments meet your unique needs.
Whether you are looking for an investment property or a vacation home to spend relaxing days, Atlantic Home Mortgage can bring the same level of personalized attention and service to all of your real estate purchases.
Your dream home might be within reach!
Atlantic Home Mortgage can help with loans for Atlanta investment properties.
Our prequalification process will ensure that you are ready to buy and we can help you find a real estate agent to meet your needs.
Take advantage of low rates by locking into a low payment with a traditional 30-year loan.
Your dream home might be within reach!
Atlantic Home Mortgage can help with loans for Atlanta investment properties.
Our prequalification process will ensure that you are ready to buy and we can help you find a real estate agent to meet your needs.
Take advantage of low rates by locking into a low payment with a traditional 30-year loan.
You can purchase a single-family home or condominium with as little as 3.5% down payment using an FHA loan, but there is a price for lower down payments on conforming loans: mortgage insurance (often called PMI, private mortgage insurance).
Mortgage insurance is required when the conforming loan amount is MORE than 80% of the purchase price (practical translation: down payment is less than 20%).
Also, the lower the down payment, the higher the premium ratio charged.
There are also non-conforming mortgage loan programs available that allow for 80/20 set-ups, which allow borrowers to obtain a second mortgage to cover the 20% down payment.
Mortgage insurance is required when the conforming loan amount is MORE than 80% of the purchase price (practical translation: down payment is less than 20%).
Also, the lower the down payment, the higher the premium ratio charged.
There are also non-conforming mortgage loan programs available that allow for 80/20 set-ups, which allow borrowers to obtain a second mortgage to cover the 20% down payment.
Looking to pay off your Atlanta mortgage faster?
The shorter the term on your mortgage, the lower your mortgage rate.
Did you know that you may be able to take advantage of today's competitive rates by shortening the term of your loan?
There are many options available that could potentially help you pay off your mortgage faster and could help you save money.
For those with less equity in their home or who are looking to close with less money, the FHA loan is the perfect choice.
Not sure which program is right for you?
The shorter the term on your mortgage, the lower your mortgage rate.
Did you know that you may be able to take advantage of today's competitive rates by shortening the term of your loan?
There are many options available that could potentially help you pay off your mortgage faster and could help you save money.
For those with less equity in their home or who are looking to close with less money, the FHA loan is the perfect choice.
Not sure which program is right for you?
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