Capital Mortgage Advisors is a dba of Mortgage Assurance Inc which is a wholesale mortgage lender identified with exceptional service and competitive pricing. Capital Mortgage Advisors was formed in 1992 and is currently licensed in Alabama, Florida, and Georgia. Our mission is to ensure every customer has the best mortgage experience in the industry through top pricing and technology, customer service, and prompt closings.
We arrange financing for the purchase or re-finance of real estate. We welcome all credit grades, and all levels of income. Our solid commitment to supporting our customers and real estate partners is what truly sets us apart from other lenders and banks. As mortgage advisors, our goal is to provide excellent support not only throughout the loan process but for the life of the loan making you a client for life.
We will monitor the rates and your loan scenario and inform and educate you on any future opportunities. My Experience was awesome! Andy has been amazing throughout the entire lending process.
We arrange financing for the purchase or re-finance of real estate. We welcome all credit grades, and all levels of income. Our solid commitment to supporting our customers and real estate partners is what truly sets us apart from other lenders and banks. As mortgage advisors, our goal is to provide excellent support not only throughout the loan process but for the life of the loan making you a client for life.
We will monitor the rates and your loan scenario and inform and educate you on any future opportunities. My Experience was awesome! Andy has been amazing throughout the entire lending process.
Services
The professionals at Capital Mortgage Advisors are ready to assist you with your new home loan.
Collectively, the group has over 100 years experience in all types of mortgage lending, from first time homebuyers to cash-out refinances.
Our mission is to ensure every customer has the best mortgage experience in the industry through top pricing and technology, customer service, and prompt closings.
Collectively, the group has over 100 years experience in all types of mortgage lending, from first time homebuyers to cash-out refinances.
Our mission is to ensure every customer has the best mortgage experience in the industry through top pricing and technology, customer service, and prompt closings.
Many senior citizens today face a common problem.
They are approaching retirement, or have retired, the house is paid off, and they may have some money in the bank that they have saved over their working years.
But, when they look at their net worth, most of their capital is tied up in the value of their home.
Fortunately, now there is a type of mortgage that lets seniors unlock the equity in their homes, but doesn't require any type of repayment until the house is sold.
The reverse mortgage provides a loan that can be paid out all at once, monthly over the lifetime of the borrower, or just when you need some extra cash.
They are approaching retirement, or have retired, the house is paid off, and they may have some money in the bank that they have saved over their working years.
But, when they look at their net worth, most of their capital is tied up in the value of their home.
Fortunately, now there is a type of mortgage that lets seniors unlock the equity in their homes, but doesn't require any type of repayment until the house is sold.
The reverse mortgage provides a loan that can be paid out all at once, monthly over the lifetime of the borrower, or just when you need some extra cash.
An FHA loan is a mortgage that is insured by the Federal Housing Administration (FHA).
They usually come with a lower down payment requirement and more lenient credit restrictions.
In fact, the down payment on an FHA loan can be as little as 3.5% of the purchase price of the home, and they can be taken out on properties with up to four units, allowing qualified buyers to not only own their own home, but to potentially have rental income as well.
Conventional mortgages have more stringent credit requirements, and the down payment is usually 20% of the home's purchase price.
They usually come with a lower down payment requirement and more lenient credit restrictions.
In fact, the down payment on an FHA loan can be as little as 3.5% of the purchase price of the home, and they can be taken out on properties with up to four units, allowing qualified buyers to not only own their own home, but to potentially have rental income as well.
Conventional mortgages have more stringent credit requirements, and the down payment is usually 20% of the home's purchase price.
When you're trying to get a mortgage, there are all kinds of special programs that can help you get into your dream home with lower interest rates, higher acceptance rates, and reduced down payment requirements.
If you've ever been in the armed forces, you should check out Veterans Administration home loans.
Here are more details on this option and its benefits.
Veterans Administration home loans are available to military personnel and qualified veterans.
The borrower will need to provide a DD Form 214 and a Certificate of Eligibility.
If you've ever been in the armed forces, you should check out Veterans Administration home loans.
Here are more details on this option and its benefits.
Veterans Administration home loans are available to military personnel and qualified veterans.
The borrower will need to provide a DD Form 214 and a Certificate of Eligibility.
A USDA Rural Development Loan is a mortgage offered to people who want to buy in rural areas.
These loans can be used for farms or rural businesses, but more commonly, they're used for homes in rural areas.
If you live in or are willing to move to areas defined as rural by the USDA, you may want to check out one of these loans.
Here's what you need to know.
These loans are guaranteed by the US Department of Agriculture, but you can apply for them at a range of different lenders.
Basically, the guarantee means that if you default on the loan, the USDA will repay the bank.
These loans can be used for farms or rural businesses, but more commonly, they're used for homes in rural areas.
If you live in or are willing to move to areas defined as rural by the USDA, you may want to check out one of these loans.
Here's what you need to know.
These loans are guaranteed by the US Department of Agriculture, but you can apply for them at a range of different lenders.
Basically, the guarantee means that if you default on the loan, the USDA will repay the bank.
Reviews
Be the first to review Capital Mortgage Advisors.
Write a Review
