United Faith Mortgage, NMLS 1330
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We like to say that we have a Direct Lender Advantage. Our small family team is an arm of a much bigger company that is a Direct Lender. Because of that, our company gets to use its own money and make its own decisions within its own walls. There's no middle man. For you, this often means shorter turnarounds and a better rate.
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To say that I am obsessive in my work would be an understatement.
There is not a day that goes by that I don't eat, drink and sleep this business.
I feel blessed to be in the mortgage business for over 25 years with plenty more years to come.
It is a great satisfaction to be able to assist the many people who call or email our office to either purchase a new home or refinance their existing home.
We pride ourselves in doing everything possible to make sure we are doing the right thing for you, the right way, every time.
When you find that special home, the best moment is not seeing where the new big-screen will go.
Or the updated kitchen.
Or the sprawling backyard.
If your family is thinking "new home" or needs a pre-qualification, we hope you'll consider us.
We're always available.
We do all the work.
And we have some major direct lender advantages that allow our clients to potentially reap the rewards of lower rates, quicker closings, and ultimately money saved for your family.
If you have lower credit than you'd prefer or if you're looking to put the minimum of 3.5% down on a home purchase, the government-insured FHA loan is an amazing option.
There are few moments in life where the moment is so big and so beautiful that you remember all the details.
And buying your first home is certainly one of those times.
Check out our blueprint cheat-sheet below.
Hopefully it helps.
And if you'd like us to be a more active partner on the journey, obviously we'd love to help with that as well.
In seriousness, this is an important step.
You need to get a pre-approval letter from a Lender, in order for potential sellers to take you seriously.
And we'll also use our Direct Lender advantage and the advantages offered to First Time Home Buyers to make sure you're paying the absolute least for this new exciting home.
Helping homeowners refinance their loan to save money or cash out their equity is one of our biggest strengths.
Refinancing is not the nightmare of old.
With our time-tested and highly-organized process, you just have to give us a few pieces to start, and then we do the driving - we do the work - and you just sit back and relax.
Cash out equity in your home to pay off debt, or use the cash for something you want to do (hello new kitchen!)
There are so many loans.
For so many situations.
We've worked hard to learn these advantages and to be able to apply them wisely to the right circumstances.
We'd be happy to do the same for you.
A Veteran and his family deserve the best.
And we're specialized in a handful of ways to maximize options made available to veterans.
And oh how we love to help Veterans.
This is not the Reverse Mortgage program of old.
There are a number of options today, that if used in the RIGHT situation, can change the life in awesome ways for our slightly older friends.
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