We are your partner to help you understand why one loan might be better for you than another. We are your partner. We'll tell you right up front how the mortgage business works - and why that information is important to you. We don't have the overhead of large banks, so we don't have to charge extra fees to cover big overhead expenses. And, because we're transparent - we'll show you exactly how loan pricing works.
From the news studios of iheart radio, host Amy Lewis talks with Brandon Haefele, CEO and President of Catalyst Mortgage, uncover what every person needs to know about getting a mortgage loan, tailored for their specific financial needs, at the lowest overall cost.
From the news studios of iheart radio, host Amy Lewis talks with Brandon Haefele, CEO and President of Catalyst Mortgage, uncover what every person needs to know about getting a mortgage loan, tailored for their specific financial needs, at the lowest overall cost.
Services
The service and personal attention we received from Erica Newberry and her team was exceptional and beyond what we were expecting.
We've done 2 re-fi's with Catalyst and I would.
Will Harlan at Catalyst was the best--explained the terms of my options to me clearly, was always available for my questions--all in all a pleasant experience!
I want to testify to the good lender who showed me the light after being scammed by 6 different internationals.
Internet lenders all promise to give me a loan after making.
We've done 2 re-fi's with Catalyst and I would.
Will Harlan at Catalyst was the best--explained the terms of my options to me clearly, was always available for my questions--all in all a pleasant experience!
I want to testify to the good lender who showed me the light after being scammed by 6 different internationals.
Internet lenders all promise to give me a loan after making.
Catalyst Mortgage ignites a difference in lending through our core values of integrity and transparency throughout our organization and we are growing.
We are looking for team players who speak the truth, aim to please and deliver great service.
Catalyst Mortgage is located in Roseville, CA and offers a dynamic environment to spark your passion and potential.
Current available positions are listed below.
We look forward to hearing from you.
See more information about our open Mortgage Loan Originator and Accounting Assistant positions.
We are looking for team players who speak the truth, aim to please and deliver great service.
Catalyst Mortgage is located in Roseville, CA and offers a dynamic environment to spark your passion and potential.
Current available positions are listed below.
We look forward to hearing from you.
See more information about our open Mortgage Loan Originator and Accounting Assistant positions.
At Catalyst, we like to be transparent.
We tell you right up front how the mortgage business works - and why that information is important to you.
For example, did you know that most people actually qualify for lower mortgage rates than lenders offer them?
That's right.
If you've been quoted a rate for a home purchase or refinance, you probably qualify for a lower rate!
So why do lenders offer you a higher rate?
Simple: to make extra profit.
We do things differently at Catalyst.
We show you our wholesale rate sheet - what we pay for loans.
We tell you right up front how the mortgage business works - and why that information is important to you.
For example, did you know that most people actually qualify for lower mortgage rates than lenders offer them?
That's right.
If you've been quoted a rate for a home purchase or refinance, you probably qualify for a lower rate!
So why do lenders offer you a higher rate?
Simple: to make extra profit.
We do things differently at Catalyst.
We show you our wholesale rate sheet - what we pay for loans.
But if you look under the hood, you'll find that the lowest rate and payment are often not the best deal!
To understand why, you need to know how rates and fees affect each other.
We call this the Teeter Totter.
Why is this important?
Because you have choices about how your loan is structured.
You can choose a lower rate with higher fees, or vice versa.
Depending on your current situation and future plans, one loan structure will be a smarter financial decision for you than another.
Let's say you're looking at a loan amount of $285,000.
To understand why, you need to know how rates and fees affect each other.
We call this the Teeter Totter.
Why is this important?
Because you have choices about how your loan is structured.
You can choose a lower rate with higher fees, or vice versa.
Depending on your current situation and future plans, one loan structure will be a smarter financial decision for you than another.
Let's say you're looking at a loan amount of $285,000.
Wholesale rate sheets and pricing adjustments.
Once a day - or even several times a day when rates are changing rapidly - lenders get wholesale rate sheets from investors who buy mortgage loans.
The rate sheets spell out the current interest rates for each loan program, along with a list of "pricing adjustments."
Pricing adjustments can be credits, which lower your rate.
They can be hits, which increase your rate.
Or they can be neutral, with no effect on your rate.
Each borrower's situation carries a unique set of pricing adjustments.
Once a day - or even several times a day when rates are changing rapidly - lenders get wholesale rate sheets from investors who buy mortgage loans.
The rate sheets spell out the current interest rates for each loan program, along with a list of "pricing adjustments."
Pricing adjustments can be credits, which lower your rate.
They can be hits, which increase your rate.
Or they can be neutral, with no effect on your rate.
Each borrower's situation carries a unique set of pricing adjustments.
Reviews
Be the first to review Catalyst Mortgage.
Write a Review
