Since 1996 SIGMA Mortgage Corporation has been a leader in Colorado lending. We offer a wide variety of financing options to fit your individual needs including Conventional, FHA, VA home loans. Whether you need money to consolidate high interest credit card debt, make home improvements, or just want to save on your monthly mortgage payment through a refinance, Metrolink Mortgage Corporation has a V.A. loan to fit your needs.
Cash-Out Refinances are used to pay off debt through refinancing a principal residence. The owner can refinance for up to 100% of the appraised value of the home. There is no minimum amount of time that you must own your home. Additionally, these loans are available at no cost to the homeowner or with the costs rolled into the loan at a lower rate.
The VA Streamline Refinance provides a way for current VA homeowners to lower their interest rate faster and with less documentation than a typical loan. Some of these Streamlines do not even require appraisals! They are also available at no cost to the homeowner or with the costs rolled into the loan at a lower rate.
Cash-Out Refinances are used to pay off debt through refinancing a principal residence. The owner can refinance for up to 100% of the appraised value of the home. There is no minimum amount of time that you must own your home. Additionally, these loans are available at no cost to the homeowner or with the costs rolled into the loan at a lower rate.
The VA Streamline Refinance provides a way for current VA homeowners to lower their interest rate faster and with less documentation than a typical loan. Some of these Streamlines do not even require appraisals! They are also available at no cost to the homeowner or with the costs rolled into the loan at a lower rate.
Services
Sigma Mortgage Corporation is committed to finding the right mortgage to make your dream of home ownership a reality.
By analyzing your needs you can have the mortgage that best suits your situation.
Years of experience and professional guidance will help you navigate the sea of mortgages including conventional loans, jumbo loans, government loans and second mortgages.
Sigma Mortgage Corp. is a FHA and VA approved mortgage broker.
Owning a home or refinancing your current home is a major commitment.
By analyzing your needs you can have the mortgage that best suits your situation.
Years of experience and professional guidance will help you navigate the sea of mortgages including conventional loans, jumbo loans, government loans and second mortgages.
Sigma Mortgage Corp. is a FHA and VA approved mortgage broker.
Owning a home or refinancing your current home is a major commitment.
A conventional loan typically follows the guidelines of government sponsored enterprises, such as Freddie Mac and Fannie Mae.
They require a higher qualification level and are more credit dependent.
They also provide the best payment options.
In order to qualify, your monthly costs must meet a specific percentage of gross monthly income and require a credit check.
The buyer is responsible for a down payment of 5 - 20%.
Rates can either be fixed or adjustable.
They require a higher qualification level and are more credit dependent.
They also provide the best payment options.
In order to qualify, your monthly costs must meet a specific percentage of gross monthly income and require a credit check.
The buyer is responsible for a down payment of 5 - 20%.
Rates can either be fixed or adjustable.
FHA loan programs offer more flexibility for home buyers.
FHA loans have a lower interest rate and low mortgage insurance.
They also require a smaller down payment, which is 3.5%.
Monthly housing costs must be less than your gross monthly costs.
The ratio is 31%.
The credit requirement is more flexible.
There are a wide variety of FHA loans and they are available for first time home buyers and existing home buyers.
VA loans provide financing for eligible veterans.
These loans are available where private financing is generally not widespread and is limited to rural areas and small cities and towns that are not in close proximity to a major metropolitan area.
FHA loans have a lower interest rate and low mortgage insurance.
They also require a smaller down payment, which is 3.5%.
Monthly housing costs must be less than your gross monthly costs.
The ratio is 31%.
The credit requirement is more flexible.
There are a wide variety of FHA loans and they are available for first time home buyers and existing home buyers.
VA loans provide financing for eligible veterans.
These loans are available where private financing is generally not widespread and is limited to rural areas and small cities and towns that are not in close proximity to a major metropolitan area.
A second mortgage is essentially a second loan against the same property.
There are two kinds of second mortgages: home equity loans and home equity lines of credit.
The home owner is borrowing against the money that has already been put into the home.
A home equity loan is when a lender gives you a lump sum of money and you pay the amount back over a scheduled period of time.
Usually these types of loans have a fixed interest rate.
The second types of loan is called a home equity line of credit (HELOC).
There are two kinds of second mortgages: home equity loans and home equity lines of credit.
The home owner is borrowing against the money that has already been put into the home.
A home equity loan is when a lender gives you a lump sum of money and you pay the amount back over a scheduled period of time.
Usually these types of loans have a fixed interest rate.
The second types of loan is called a home equity line of credit (HELOC).
Also, known as a home equity conversion mortgage, or HECM, a reverse mortgage is a type of home equity loan for homeowners 62.5 or older.
It does NOT require monthly mortgage payments.
The loan is repaid after the borrower moves out or dies.
A: If you are in retirement and looking to supplement income, pay for health care expenses, pay off debt or reduce monthly obligations.
A: The bank makes payments to the borrower throughout his or her lifetime or in one lump sum.
A: For any reason.
Retirees typically use a reverse mortgage proceeds (cash) to supplement income, pay for health care expenses, pay off debt or finance home improvement jobs.
It does NOT require monthly mortgage payments.
The loan is repaid after the borrower moves out or dies.
A: If you are in retirement and looking to supplement income, pay for health care expenses, pay off debt or reduce monthly obligations.
A: The bank makes payments to the borrower throughout his or her lifetime or in one lump sum.
A: For any reason.
Retirees typically use a reverse mortgage proceeds (cash) to supplement income, pay for health care expenses, pay off debt or finance home improvement jobs.
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