The right mortgage allows you to build equity and, ultimately, to build wealth. A home mortgage is a financial investment in your future. You want a loan that satisfies both short and long-term financial goals by allowing you to buy a home today and accumulate wealth over time. At Spectra Mortgage our main objective is to provide you with sound choices and solid options.
We approach every loan for a home purchase, refinance, or reverse mortgage with the same care and honesty we would wish for ourselves in any financial transaction. Our in-depth knowledge and understanding of the mortgage industry is key to providing you with options. Through comprehensive planning and consulting, we help you make sound financial decisions.
We take the mystery out of the mortgage application and approval process. Through clear and transparent communication, you'll always know the status of your application. We're available for a video conference or phone call at your convenience. You can also reach us via email or text.
We approach every loan for a home purchase, refinance, or reverse mortgage with the same care and honesty we would wish for ourselves in any financial transaction. Our in-depth knowledge and understanding of the mortgage industry is key to providing you with options. Through comprehensive planning and consulting, we help you make sound financial decisions.
We take the mystery out of the mortgage application and approval process. Through clear and transparent communication, you'll always know the status of your application. We're available for a video conference or phone call at your convenience. You can also reach us via email or text.
Services
Home prices are on the rise in Colorado and nationwide.
Low interest rates are fueling buyer demand and creating a fast-paced real estate environment.
If you're in the market for a home, whether as a first-time buyer or an experienced home purchaser, understanding all your options is crucial for making your dream home a reality.
The lowest advertised interest rate isn't always the rate you qualify for.
Your credit score could dictate a higher rate.
Undergo a quick pre-approval process and know how much home you qualify for BEFORE you start looking.
Low interest rates are fueling buyer demand and creating a fast-paced real estate environment.
If you're in the market for a home, whether as a first-time buyer or an experienced home purchaser, understanding all your options is crucial for making your dream home a reality.
The lowest advertised interest rate isn't always the rate you qualify for.
Your credit score could dictate a higher rate.
Undergo a quick pre-approval process and know how much home you qualify for BEFORE you start looking.
Provided the timing is right for your circumstances, refinancing your home loan can be a great way to lower your interest rate, reduce your monthly payment, or consolidate debt.
However, a drop in interest rates doesn't necessarily mean you should refinance.
To determine if a refinance makes sense for you, we start with an in-depth conversation about your goals, then present several options.
We'll help you weigh the pros and cons to reach a smart decision.
You have the option to get a mortgage with a term that ranges from 10 years to 30 years and the pros and cons of a shorter term versus longer term should be evaluated in the context of your overall financial plan and goals.
However, a drop in interest rates doesn't necessarily mean you should refinance.
To determine if a refinance makes sense for you, we start with an in-depth conversation about your goals, then present several options.
We'll help you weigh the pros and cons to reach a smart decision.
You have the option to get a mortgage with a term that ranges from 10 years to 30 years and the pros and cons of a shorter term versus longer term should be evaluated in the context of your overall financial plan and goals.
A Reverse mortgage can offer financial benefits to a wide range of homeowners.
It's a valuable tool for an overall retirement strategy and can leverage your home equity in various ways to support your financial planning goals.
While taking money from the Reverse Mortgage may reduce the home-equity component, it does not necessarily reduce the overall net worth or value of the total assets since other financial assets can grow rather than be drawn down.
We have been working to educate homeowners on the benefits of reverse mortgages and to correct many misconceptions that exist.
It's a valuable tool for an overall retirement strategy and can leverage your home equity in various ways to support your financial planning goals.
While taking money from the Reverse Mortgage may reduce the home-equity component, it does not necessarily reduce the overall net worth or value of the total assets since other financial assets can grow rather than be drawn down.
We have been working to educate homeowners on the benefits of reverse mortgages and to correct many misconceptions that exist.
Selecting the proper amount of coverage is the single most important decision you can make with your Homeowners policy.
Without it, you may not have.
Many mortgage professionals and consumers have become complacent about mortgage interest rates given the low levels they reached and maintained in the second half of.
While everyone looks forward to searching for their dream home there are several steps that need to be completed in a somewhat sequential order to.
The mortgage rates shown above are published by the Federal Home Loan Mortgage Corporation ("Freddi Mac").
Without it, you may not have.
Many mortgage professionals and consumers have become complacent about mortgage interest rates given the low levels they reached and maintained in the second half of.
While everyone looks forward to searching for their dream home there are several steps that need to be completed in a somewhat sequential order to.
The mortgage rates shown above are published by the Federal Home Loan Mortgage Corporation ("Freddi Mac").
Reviews
Be the first to review Spectra Mortgage.
Write a Review
