Custom Mortgage Services is one of the leading mortgage companies in Georgia, we offer custom tailored solutions to all your mortgage needs. Our team of professionals offers the perfect solution for all your financing and loan needs. At Custom Mortgage Services we have access to many lending products and are not bound to a specific product. This means that you get the mortgage that is best suited for your needs.
With access to various lenders and lending options we make sure that you are getting the lowest rate that are available. Our team of highly trained mortgage professionals makes sure that your mortgage process is stress free. We make sure to help our clients through the entire process from pre-approval to closing. Custom Mortgage Services, your mortgage brokers Cummings can help you achieve any of the services listed above.
We offer the personalized service that you desire. Our level of service won't be beaten and our track record proves this. We understand that buying a new home, refinancing your mortgage or cashing out your home equity is a big decision.
With access to various lenders and lending options we make sure that you are getting the lowest rate that are available. Our team of highly trained mortgage professionals makes sure that your mortgage process is stress free. We make sure to help our clients through the entire process from pre-approval to closing. Custom Mortgage Services, your mortgage brokers Cummings can help you achieve any of the services listed above.
We offer the personalized service that you desire. Our level of service won't be beaten and our track record proves this. We understand that buying a new home, refinancing your mortgage or cashing out your home equity is a big decision.
Services
Please allow us to introduce Custom Mortgage Services and our team.
We are a residential mortgage lender in Cumming with a wide array of loans and services specifically tailored to help you in selling your home or purchasing a new home.
With Custom Mortgage Services, you will have highly experienced mortgage experts working with you to pre-qualify potential buyers, as well as, assisting you with any financing options and questions.
1. Pre-qualification of potential home buyers; this can help you eliminate "tire kickers" and ensure that their offers have merit so that you know if they qualify for a mortgage.
We are a residential mortgage lender in Cumming with a wide array of loans and services specifically tailored to help you in selling your home or purchasing a new home.
With Custom Mortgage Services, you will have highly experienced mortgage experts working with you to pre-qualify potential buyers, as well as, assisting you with any financing options and questions.
1. Pre-qualification of potential home buyers; this can help you eliminate "tire kickers" and ensure that their offers have merit so that you know if they qualify for a mortgage.
If you are looking to purchase a home for the first time, it is important to ask yourself whether you are financially ready to take on the responsibility of homeownership.
There are many benefits to buying a home such as, having no landlord so you have complete control over changes to your home without needing approval, and your interest paid on a home can be tax deductible.
Another big advantage of purchasing a home is that you can customize your mortgage to fit your budget needs.
You can speak with any mortgage broker in Cumming to go over what your monthly payments would be so your payments stay consistent, even if the market changes.
There are many benefits to buying a home such as, having no landlord so you have complete control over changes to your home without needing approval, and your interest paid on a home can be tax deductible.
Another big advantage of purchasing a home is that you can customize your mortgage to fit your budget needs.
You can speak with any mortgage broker in Cumming to go over what your monthly payments would be so your payments stay consistent, even if the market changes.
Refinancing occurs when you get a new mortgage to replace your old mortgage.
This is done if your original rate was high then you could switch to a fixed rate with lower interest.
To refinance, however, you should have excellent credit.
If you have bad credit, or a lot of debt, refinancing might not be the best option for you.
Before you refinance, you should figure out how long you are planning to stay in your house.
If you are planning on moving in a couple years, then it would not make sense to refinance because you would not break even on the closing costs in such a short amount of time.
This is done if your original rate was high then you could switch to a fixed rate with lower interest.
To refinance, however, you should have excellent credit.
If you have bad credit, or a lot of debt, refinancing might not be the best option for you.
Before you refinance, you should figure out how long you are planning to stay in your house.
If you are planning on moving in a couple years, then it would not make sense to refinance because you would not break even on the closing costs in such a short amount of time.
A conventional loan is a mortgage that is not insured by the government.
The rates and terms are generally fixed.
Mortgages are typically one of two things, they are either government supported or they are conventional.
In the long run, conventional loans can save a borrower money by not having to pay mortgage insurance upfront, and/or they might not have to pay the monthly mortgage insurance.
The different types of conventional loans are: conforming loans, non-conforming loans, jumbo loans, portfolio loans, and sub-prime loans.
The rates and terms are generally fixed.
Mortgages are typically one of two things, they are either government supported or they are conventional.
In the long run, conventional loans can save a borrower money by not having to pay mortgage insurance upfront, and/or they might not have to pay the monthly mortgage insurance.
The different types of conventional loans are: conforming loans, non-conforming loans, jumbo loans, portfolio loans, and sub-prime loans.
An FHA loan is a mortgage that is insured by the federal government.
The Federal Housing Administration (FHA) loans typically have low interest rates and flexible qualification requirements.
Depending on how good your credit is, the lower your down payments could be.
If you have a credit score under 500, then you are unable to qualify for an FHA loan.
To get an FHA loan, you have to go to an FHA approved lender because the FHA is an insurer, not a lender.
Here at Custom Mortgage Services, we are an FHA approved lender.
The Federal Housing Administration (FHA) loans typically have low interest rates and flexible qualification requirements.
Depending on how good your credit is, the lower your down payments could be.
If you have a credit score under 500, then you are unable to qualify for an FHA loan.
To get an FHA loan, you have to go to an FHA approved lender because the FHA is an insurer, not a lender.
Here at Custom Mortgage Services, we are an FHA approved lender.
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