Equity Mortgage
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We are a full-service mortgage company based in Owings Mills, MD. We specialize in Conventional, FHA, and VA Home Loans in Owings Mills. We also serve the surrounding cities in Baltimore County. Whether you are buying a home or refinancing in the zip code 21117, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. Contact Equity Mortgage Lending today to discuss your mortgage loan options, and find out which loan program will best suit your needs. Equity Mortgage Lending strives to ensure that its services are accessible to people with disabilities.

Equity Mortgage Lending has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
Services
Our mission is to serve our customers with honesty, integrity, and competence.
Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Equity Mortgage was founded in 1986 as a lender to serve all mortgage needs.
Our philosophy is to offer a full range of mortgage programs and home improvement loans to meet the diversified lending needs of individuals, commercial concerns, groups, and organizations.
Licensed under Maryland Mortgage lender law by The Office of the Commissioner of Financial Regulation Lic.
Licensed in the District of Columbia by The Banking Bureau of the Department of Insurance, Securities and Banking Lic.
Equity Mortgage Lending strives to ensure that its services are accessible to people with disabilities.
Equity Mortgage Lending has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
Equity Mortgage is looking for results-oriented individuals we can develop into Mortgage Professionals.
Prior sales experience is strongly preferred but not required.
College graduates with a desire to succeed are encouraged to apply.
Candidates must be self-starters with a great attitude who are able to build and maintain relationships with our customers.
Equity Mortgage Lending strives to ensure that its services are accessible to people with disabilities.
Equity Mortgage Lending has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
Applying for a mortgage can seem like a daunting and scary process.
To help, we've created a checklist of things for you to compile, complete and acknowledge before applying.
Credit history is a recorded file of past and current credit that is utilized to compile a credit score.
A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
An appraisal is an estimate of a property's fair market value and is required by a lender to ensure the loan amount is not more than the property value.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions.
Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
Hybrid ARM mortgages combine features of both fixed-rate and adjustable rate mortgages and are also known as fixed-period ARMs.
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