Whether you are a first time home buyer or purchasing a multi-million dollar home, you have found the right person. Ken Venick has over 30 years of experience in the mortgage loan business and can put you or your client in the right mortgage loan product for their unique needs. We are locally owned and operated which means we don't have the overhead of national firms.
This allows us, in most cases, to save you money. And because we are the lender, it allows us to close your loan faster. Please call Ken Venick at 443-471-4310 to start your loan today. Refinance - Helping to lower your monthly payments and pay off your mortgage faster (finance charges may be higher over the life of the loan). Home Equity - Helping you use the equity in your home to finance college tuition or consolidate your current debt.
Home Renovation and Improvement Loans - Helping you comfortably finance renovations and other improvements to your home that will improve the return on your investment. If you aren't sure which category you fall into, don't worry!
This allows us, in most cases, to save you money. And because we are the lender, it allows us to close your loan faster. Please call Ken Venick at 443-471-4310 to start your loan today. Refinance - Helping to lower your monthly payments and pay off your mortgage faster (finance charges may be higher over the life of the loan). Home Equity - Helping you use the equity in your home to finance college tuition or consolidate your current debt.
Home Renovation and Improvement Loans - Helping you comfortably finance renovations and other improvements to your home that will improve the return on your investment. If you aren't sure which category you fall into, don't worry!
Services
Ken has been with the company since 1987 and has achieved the highest designation in the mortgage industry, Certified Mortgage Consultant.
Ken has expertise in all facets of mortgage banking and credit analysis.
He often educates consumers by speaking in front of large groups, as well as providing one on one consultations.
Ken is a 1986 graduate of the University of Maryland College Park.
In recognition of his excellent leadership in the association, Ken was awarded the "2010 Professional of The Year" title by the Maryland Association of Mortgage Professionals.
Ken has expertise in all facets of mortgage banking and credit analysis.
He often educates consumers by speaking in front of large groups, as well as providing one on one consultations.
Ken is a 1986 graduate of the University of Maryland College Park.
In recognition of his excellent leadership in the association, Ken was awarded the "2010 Professional of The Year" title by the Maryland Association of Mortgage Professionals.
Ken and his staff were friendly and personable from day one.
The refinancing process was quick and they would get back to me about any and all questions in a reasonable amount of time.
Definitely would recommend Ken and his wonderful team!
My wife and I used Equity Mortgage to purchase our first home.
Ken was fantastic!
Being first time buyers we didn't know a lot and had many questions.
Ken always made sure to explain everything and make sure that we understood it all.
He was also incredibly responsive, answering calls on the weekend and giving us the documentation we needed before our agents even finished the offer.
The refinancing process was quick and they would get back to me about any and all questions in a reasonable amount of time.
Definitely would recommend Ken and his wonderful team!
My wife and I used Equity Mortgage to purchase our first home.
Ken was fantastic!
Being first time buyers we didn't know a lot and had many questions.
Ken always made sure to explain everything and make sure that we understood it all.
He was also incredibly responsive, answering calls on the weekend and giving us the documentation we needed before our agents even finished the offer.
They take care of hunting down the best mortgage products and interest rates by using their personal network of financial institutions and lenders.
There are numerous lenders and financial institutions out there with different mortgage products at different rates and you want to make sure that you are getting the best product and rate.
Your mortgage broker will be able to gain access to your banks products and compare them to those from other lenders in order to ensure that you are getting the best option.
There are numerous lenders and financial institutions out there with different mortgage products at different rates and you want to make sure that you are getting the best product and rate.
Your mortgage broker will be able to gain access to your banks products and compare them to those from other lenders in order to ensure that you are getting the best option.
All About Credit Scores There's a lot that is calculated into your credit score.
If it's not where you'd like it to be, we can help you to understand what you need to do to get it there.
The first, and most important, number to understand is your actual score, and where it falls on.
There are many reasons why someone would refinance a mortgage.
Some of those reasons could be: to replace an adjustable rate mortgage with a fixed rate, to settle a divorce or to eliminate FHA mortgage insurance.
Some people choose to refinance because they could save thousands with a new interest rate altogether.
If it's not where you'd like it to be, we can help you to understand what you need to do to get it there.
The first, and most important, number to understand is your actual score, and where it falls on.
There are many reasons why someone would refinance a mortgage.
Some of those reasons could be: to replace an adjustable rate mortgage with a fixed rate, to settle a divorce or to eliminate FHA mortgage insurance.
Some people choose to refinance because they could save thousands with a new interest rate altogether.
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