Whether you decide to buy a home or refinance a mortgage, you're taking a big step. Rest assured you can trust Karen Cimera to find the loan program that's right for you. As a top-tier lender, we offer nearly every loan program on the market today! Since 1985 customers have relied on Karen as their trusted mortgage advisor for not just one mortgage but a lifetime of home loans!
As your professional mortgage advocate Karen will prepare you with the tools you need to efficiently and successfully navigate the entire loan process. No matter what challenges you may face, Karen is the professional you need to negotiate on your behalf. Her team works seamlessly with her utilizing in-house processing to deliver the loan you deserve on time.
You're in good hands! Now let's roll up our sleeves and make your wishes come true! Please explore this site to gain new insights about current market trends, loan programs and tools for loan preparation.
As your professional mortgage advocate Karen will prepare you with the tools you need to efficiently and successfully navigate the entire loan process. No matter what challenges you may face, Karen is the professional you need to negotiate on your behalf. Her team works seamlessly with her utilizing in-house processing to deliver the loan you deserve on time.
You're in good hands! Now let's roll up our sleeves and make your wishes come true! Please explore this site to gain new insights about current market trends, loan programs and tools for loan preparation.
Services
Buying a home is a source of anxiety, frustration - and a huge sense of accomplishment.
You didn't pick the house that was best for someone else, you picked the one that's right for you!
Trust our professionals to find the mortgage loan that best fits your needs, too.
I worked with Karen to purchase a property recently.
I have the utmost respect and appreciation of the service Karen provides.
She is professional, on top of her game, and always delivered.
When Karen said it will get done, I never worried.
You didn't pick the house that was best for someone else, you picked the one that's right for you!
Trust our professionals to find the mortgage loan that best fits your needs, too.
I worked with Karen to purchase a property recently.
I have the utmost respect and appreciation of the service Karen provides.
She is professional, on top of her game, and always delivered.
When Karen said it will get done, I never worried.
Why should you consider refinancing your current mortgage?
Many of my customers who refinance have saved on average between $200-$600 per month One simple phone call is all it takes to find out!
Refinancing your current mortgage has never been easier.
If you thought refinancing meant getting buried under mountains of paperwork, think again!
We make it easy and worry-free to reduce your interest rate and monthly payment.
We can even help you pay down your balance more quickly for comparable monthly payment.
Many of my customers who refinance have saved on average between $200-$600 per month One simple phone call is all it takes to find out!
Refinancing your current mortgage has never been easier.
If you thought refinancing meant getting buried under mountains of paperwork, think again!
We make it easy and worry-free to reduce your interest rate and monthly payment.
We can even help you pay down your balance more quickly for comparable monthly payment.
A jumbo loan, or a jumbo mortgage as it is sometimes referred to, is a mortgage that is larger than the conventional FNMA loan limits.
It is a type of loan that makes it possible to purchase the high-priced home, where borrowers need larger mortgages.
Many people do not realize that there are lending limits across the United States, often varying from state to state; and within the states, from County to County.
All conforming loan limits are established by regulation, and for the majority of US states and counties, they are $548,250.
It is a type of loan that makes it possible to purchase the high-priced home, where borrowers need larger mortgages.
Many people do not realize that there are lending limits across the United States, often varying from state to state; and within the states, from County to County.
All conforming loan limits are established by regulation, and for the majority of US states and counties, they are $548,250.
A close friend and business associate once toldme "Karen your boxes don't have lines or boundaries like everyone else".
That's an interesting thought, isn't it?
What she witnessed was my ability to find creative solutions where clients were rejected for loans at other companies because they didn't fit into any particular loan "box".
This is a common problem that I continually overcome for my clients.
During the credit crisis of 2007-2009, the market turned on nearly half of my customers and also on me.
That's an interesting thought, isn't it?
What she witnessed was my ability to find creative solutions where clients were rejected for loans at other companies because they didn't fit into any particular loan "box".
This is a common problem that I continually overcome for my clients.
During the credit crisis of 2007-2009, the market turned on nearly half of my customers and also on me.
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