Citizens Financial is proud to be your real estate finance brokerage with offices located in both Northern and Southern California. For the last decade, we have curated an exceptional portfolio of mortgage products to serve the complete spectrum of California homeowners. We will help you in every stage of your real estate journey.
Whether your goal is to obtain a First-Time Home Buyer loan that dramatically reduces the cash needed to purchase a home or you are in need of a mortgage product to obtain an elite multi-million dollar home loan, we have you covered.We possess a unique skill set by using a personal approach. We like to refer to it as "high touch & Financial tech" to serve our clients seamlessly.
We achieved this high level of service by partnering with the top private and publicly traded mortgage companies in America. Hello, my name is Gregory Ritchie. I am the Owner and Broker of Citizens Financial. I take great pride in helping others reach their real estate goals. For the last decade, I have chosen to specialize in working with local law enforcement agencies, first responders, and the US Armed forces.
Whether your goal is to obtain a First-Time Home Buyer loan that dramatically reduces the cash needed to purchase a home or you are in need of a mortgage product to obtain an elite multi-million dollar home loan, we have you covered.We possess a unique skill set by using a personal approach. We like to refer to it as "high touch & Financial tech" to serve our clients seamlessly.
We achieved this high level of service by partnering with the top private and publicly traded mortgage companies in America. Hello, my name is Gregory Ritchie. I am the Owner and Broker of Citizens Financial. I take great pride in helping others reach their real estate goals. For the last decade, I have chosen to specialize in working with local law enforcement agencies, first responders, and the US Armed forces.
Services
We provide a unique selection of mortgage products catered to your financial situation.
We have programs suitable for first time home buyers all the way to multi-million estate homes.
Our exceptional home loan portfolio assists W2 employees, small businesses owners, self employed professionals, and real estate investors.
Ready for your next home purchase?
Perhaps you're tired of renting or looking for a second home, either way we'll get you pre-approved and in your new home in no time!
We guide you through the home buying process catering to your unique financial situation and shopping at different lenders to find you the best rate and loan program!
We have programs suitable for first time home buyers all the way to multi-million estate homes.
Our exceptional home loan portfolio assists W2 employees, small businesses owners, self employed professionals, and real estate investors.
Ready for your next home purchase?
Perhaps you're tired of renting or looking for a second home, either way we'll get you pre-approved and in your new home in no time!
We guide you through the home buying process catering to your unique financial situation and shopping at different lenders to find you the best rate and loan program!
Citizens Financial is proud to partner with WeLoveOurCity.
WeLoveOurCity is an amazing organization that does so much for our local communities in the East Bay, Solano, Napa, Contra Costa, SF, and greater Sacramento region.
Citizens Financial will be donate 10% of our loan proceeds towards a WeLoveOurCity project of your choice.
Every year we donate to Solano Family First Responders, who creates a support group through family style activities and events for first responders.
They aim to create a relaxed safe space that is free of judgement.
WeLoveOurCity is an amazing organization that does so much for our local communities in the East Bay, Solano, Napa, Contra Costa, SF, and greater Sacramento region.
Citizens Financial will be donate 10% of our loan proceeds towards a WeLoveOurCity project of your choice.
Every year we donate to Solano Family First Responders, who creates a support group through family style activities and events for first responders.
They aim to create a relaxed safe space that is free of judgement.
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