As brokers, we advocate on behalf of you. And with over 50 wholesale investors at our disposal you know you'll be getting the right loan for you. Zero, Zip, zilch, natta, bupkis. There's a hundred ways to say it, and hundred reasons you shouldn't be using a lender who charges one. Here, we make it a point to never charge an origination fee. Unlike big box banks, credit unions and large online retail shops we leave everything on the table from the start.
No hidden fees, no unnecessary charges, no bait and switch tactics. The only thing better than our impeccable rates is our dedication to the speed. Most loans can be done from application to consummation in less than 30 days and often only take 2-3 weeks. Our team is growing quickly to support hundreds of new home-buyers each year. As a privately owned, founder-led company, we are able to cut costs and time spent on your overall home loan process.
We invest in technology, research, home-owner support, and great design. We also invest in every single one of our loan professionals and support staff.
No hidden fees, no unnecessary charges, no bait and switch tactics. The only thing better than our impeccable rates is our dedication to the speed. Most loans can be done from application to consummation in less than 30 days and often only take 2-3 weeks. Our team is growing quickly to support hundreds of new home-buyers each year. As a privately owned, founder-led company, we are able to cut costs and time spent on your overall home loan process.
We invest in technology, research, home-owner support, and great design. We also invest in every single one of our loan professionals and support staff.
Services
Our team is growing quickly to support hundreds of new home-buyers each year.
As a privately owned, founder-led company, we are able to cut costs and time spent on your overall home loan process.
We invest in technology, research, home-owner support, and great design.
We also invest in every single one of our loan professionals and support staff that help make Utah Mortgage a great place to work.
At Utah Mortgage we believe in hiring amazing people and providing them with the benefits and opportunities they need to develop in both their personal, and professional life.
As a privately owned, founder-led company, we are able to cut costs and time spent on your overall home loan process.
We invest in technology, research, home-owner support, and great design.
We also invest in every single one of our loan professionals and support staff that help make Utah Mortgage a great place to work.
At Utah Mortgage we believe in hiring amazing people and providing them with the benefits and opportunities they need to develop in both their personal, and professional life.
VA Loans play an important role in putting our brave military-serving citizens and their families into a home of their own.
A VA loan is issued by a private lender and insured by the Department of Veterans Affairs.
It's a valuable benefit - offering a mortgage with a lower-than-most interest rate that usually requires no down payment - for qualified U.S. veterans, active-duty military personnel and certain surviving spouses.
Although the VA has no minimum credit score requirement, most wholesalers require scores of at least 620.
A VA loan is issued by a private lender and insured by the Department of Veterans Affairs.
It's a valuable benefit - offering a mortgage with a lower-than-most interest rate that usually requires no down payment - for qualified U.S. veterans, active-duty military personnel and certain surviving spouses.
Although the VA has no minimum credit score requirement, most wholesalers require scores of at least 620.
A USDA home loan is a zero down payment morgage for eligible rural and suburban home buyers, and might be one of the government's lesser-known home loan assistance programs, also being one of the better government backed loans if you qualify.
USDA loans are issued through the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, by the United States Department of Agriculture.
Not only will you have to qualify but the home you're looking to buy will also need to qualify.
USDA loans are issued through the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, by the United States Department of Agriculture.
Not only will you have to qualify but the home you're looking to buy will also need to qualify.
If you're shopping for an expensive home or searching in a hot real estate market, you may find that the amount you need to borrow exceeds the loan limits for traditional loans.
Your best option could be a jumbo loan, which allows you to borrow a larger sum of money for a property than a conforming loan.
A conforming loan is a mortgage that "conforms" to Fannie Mae and Freddie Mac requirements regarding credit, debt and loan size.
Jumbo mortgages and conforming home loans like conventional loans have many similarities, but there are some key differences to be aware of, including the amount of down payment, cash reserves and credit score you'll need to qualify.
Your best option could be a jumbo loan, which allows you to borrow a larger sum of money for a property than a conforming loan.
A conforming loan is a mortgage that "conforms" to Fannie Mae and Freddie Mac requirements regarding credit, debt and loan size.
Jumbo mortgages and conforming home loans like conventional loans have many similarities, but there are some key differences to be aware of, including the amount of down payment, cash reserves and credit score you'll need to qualify.
If you're 62 or older - and want money to pay off your mortgage, supplement your income, or pay for healthcare expenses - you may consider a reverse mortgage.
It allows you to convert part of the equity in your home into cash without having to sell your home or pay additional monthly bills.
Conventional mortgage borrowers typically make larger down payments than FHA borrowers, and they tend to have a more secure financial standing and are less likely to default.
A larger down payment means lower monthly payments.
It allows you to convert part of the equity in your home into cash without having to sell your home or pay additional monthly bills.
Conventional mortgage borrowers typically make larger down payments than FHA borrowers, and they tend to have a more secure financial standing and are less likely to default.
A larger down payment means lower monthly payments.
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