If you dread all the paperwork that you thought comes with financing your home loan, we've got great news! We will treat you with the respect due a valued customer and give you the personal attention you deserve. We realize you're making a commitment in purching a home, refinancing, or cashing out your home equity. So here is our commitment to you: we will help you qualify, apply, and be approved for the best mortgage loan for you.
We have worked with Wasatch Mortgage for over 8 years now on multiple properties and loans. We recommend them to anyone, especially our own family members because Steve and his team treat everyone like their own family and work hard to make sure the borrower receives the very best rate and terms for their own unique situation. Wasatch Mortgage is a great company to have on your finance team and they know how to get results and loans closed so the next steps in life can happen!
Feel free to explore our website to learn who we are, how we can help you, and a few simple steps to get started.
We have worked with Wasatch Mortgage for over 8 years now on multiple properties and loans. We recommend them to anyone, especially our own family members because Steve and his team treat everyone like their own family and work hard to make sure the borrower receives the very best rate and terms for their own unique situation. Wasatch Mortgage is a great company to have on your finance team and they know how to get results and loans closed so the next steps in life can happen!
Feel free to explore our website to learn who we are, how we can help you, and a few simple steps to get started.
Services
My name is Steve Hiatt and I am the owner and President at Wasatch Capital Mortgage.
Thank you for providing us an opportunity to earn your business.
Our mission is to set a high standard of excellence in the mortgage industry.
We commit to highest level of quality customer service - always putting our clients first.
Our promise to you is that we will work together to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
Thank you for providing us an opportunity to earn your business.
Our mission is to set a high standard of excellence in the mortgage industry.
We commit to highest level of quality customer service - always putting our clients first.
Our promise to you is that we will work together to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
The following is a partial list of programs offered by Wasatch Capital Mortgage with a brief description of the key elements of each.
For a complete list of the programs that we offer, please contact us at 801-444-1399.
Construction loans are used to finance the construction of a new structure.
Whether you're interested in building a brand new home for you and your family or you're looking to construct a commercial property we can help craft a terrific lending solution.
Each loan is as unique as the property you're looking to construct.
For a complete list of the programs that we offer, please contact us at 801-444-1399.
Construction loans are used to finance the construction of a new structure.
Whether you're interested in building a brand new home for you and your family or you're looking to construct a commercial property we can help craft a terrific lending solution.
Each loan is as unique as the property you're looking to construct.
Conventional Loans are mortgage loans that are not insured by the government (like FHA, VA, USDA Loans), but they typically meet the lending guidelines that have been set by Fannie Mae or Freddie Mac.
Typically, conventional loans have better rates, terms and/or lower fees than other types of loans.
However, conventional loans typically require a borrower to have good-to-excellent credit, reasonable amounts of monthly debt obligations, a down payment of 5-20% and reliable monthly income.
Conventional loans are ideal for borrowers with excellent credit and at least a 5% down payment.
Typically, conventional loans have better rates, terms and/or lower fees than other types of loans.
However, conventional loans typically require a borrower to have good-to-excellent credit, reasonable amounts of monthly debt obligations, a down payment of 5-20% and reliable monthly income.
Conventional loans are ideal for borrowers with excellent credit and at least a 5% down payment.
It's easy to understand why many people looking for a new home are turning to FHA insured loan programs.
Because FHA Loans are insured by the Federal Housing Administration homebuyers have an easier time qualifying for a mortgage.
Those who typically benefit most by an FHA loan are first-time home buyers and those who have less than perfect credit.
With this information you can make a more informed decision on whether these government insured loans are right for you and your family.
In response to the growing housing situation in the United States the loan limits for FHA Loans has been temporarily raised.
Because FHA Loans are insured by the Federal Housing Administration homebuyers have an easier time qualifying for a mortgage.
Those who typically benefit most by an FHA loan are first-time home buyers and those who have less than perfect credit.
With this information you can make a more informed decision on whether these government insured loans are right for you and your family.
In response to the growing housing situation in the United States the loan limits for FHA Loans has been temporarily raised.
A VA loan is a mortgage loan guaranteed by the U.S. Department of Veteran Affairs (VA) that is available to most US service members.
It offers some very great benefits to those that have served our country.
They are usually easier to get because the Government insures the loan so that there is much less risk to the lender.
Disabled Veterans may qualify for a waiver of the Funding Fee if they receive any disability payments from the VA or if they are considered to be at least 10% disabled.
As a rule of thumb, almost all active duty or honorably discharged service members are eligible for a VA loan.
It offers some very great benefits to those that have served our country.
They are usually easier to get because the Government insures the loan so that there is much less risk to the lender.
Disabled Veterans may qualify for a waiver of the Funding Fee if they receive any disability payments from the VA or if they are considered to be at least 10% disabled.
As a rule of thumb, almost all active duty or honorably discharged service members are eligible for a VA loan.
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