Buying a home is stressful enough, we've designed our processes to make financing the home as easy as possible for you. So glad to meet Miriam through in-laws. After hard experience with other lenders trying to refinance unsuccessfully my variable rate she worked with me so hard to get me the best rate out there with a cash out too. Thank you so much Miriam for the hard work and dedication to fulfill your promise.
You did what many couldn't do. God bless you and best wishes to you and your family, you are the best. I just need to share my wonderful experience when refinancing my home through Miriam Safiedine. She is very professional, kind, knowledgeable and has an excellent customer service.
You did what many couldn't do. God bless you and best wishes to you and your family, you are the best. I just need to share my wonderful experience when refinancing my home through Miriam Safiedine. She is very professional, kind, knowledgeable and has an excellent customer service.
Services
At First Mortgage and Loans LLC, our mission is to set a high standard in the mortgage industry.
We are committed to quality customer service - putting the people we serve first.
Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
After you select the loan that is best for you, we will work continuously on your behalf to help you achieve your dream of homeownership.
We are committed to quality customer service - putting the people we serve first.
Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
After you select the loan that is best for you, we will work continuously on your behalf to help you achieve your dream of homeownership.
The following is a partial list of programs offered by First Mortgage and Loans LLC with a brief description of the key elements of each.
For a complete list of the programs that we offer, please contact us at 800-840-2047.
These materials are not from HUD or FHA and were not approved by HUD or a government agency.
Construction loans are used to finance the construction of a new structure.
Whether you're interested in building a brand new home for you and your family or you're looking to construct a commercial property we can help craft a terrific lending solution.
For a complete list of the programs that we offer, please contact us at 800-840-2047.
These materials are not from HUD or FHA and were not approved by HUD or a government agency.
Construction loans are used to finance the construction of a new structure.
Whether you're interested in building a brand new home for you and your family or you're looking to construct a commercial property we can help craft a terrific lending solution.
Conventional Loans are mortgage loans that are not insured by the government (like FHA, VA, USDA Loans), but they typically meet the lending guidelines that have been set by Fannie Mae or Freddie Mac.
Typically, conventional loans have better rates, terms and/or lower fees than other types of loans.
However, conventional loans typically require a borrower to have good-to-excellent credit, reasonable amounts of monthly debt obligations, a down payment of 5-20% and reliable monthly income.
Conventional loans are ideal for borrowers with excellent credit and at least a 5% down payment.
Typically, conventional loans have better rates, terms and/or lower fees than other types of loans.
However, conventional loans typically require a borrower to have good-to-excellent credit, reasonable amounts of monthly debt obligations, a down payment of 5-20% and reliable monthly income.
Conventional loans are ideal for borrowers with excellent credit and at least a 5% down payment.
It's easy to understand why many people looking for a new home are turning to FHA insured loan programs.
Because FHA Loans are insured by the Federal Housing Administration homebuyers have an easier time qualifying for a mortgage.
Those who typically benefit most by an FHA loan are first-time home buyers and those who have less than perfect credit.
With this information you can make a more informed decision on whether these government insured loans are right for you and your family.
In response to the growing housing situation in the United States the loan limits for FHA Loans has been temporarily raised.
Because FHA Loans are insured by the Federal Housing Administration homebuyers have an easier time qualifying for a mortgage.
Those who typically benefit most by an FHA loan are first-time home buyers and those who have less than perfect credit.
With this information you can make a more informed decision on whether these government insured loans are right for you and your family.
In response to the growing housing situation in the United States the loan limits for FHA Loans has been temporarily raised.
No problem, Our Foreign National Loan Program makes buying a home in the US easier for non-US citizens.
While the guidelines on these loans are different than conventional, conforming or other federally insured loan programs, we are confident that our loan program can meet your needs.
You can use our Foreign National Loan Program to Purchase a New home or refinance your current home.
We can finance up to 75% loan-to-value (if the home is worth $500,000 then we can lend up to $375,000).
This program is eligible for multiple property types including: single-family homes, condos and townhouses.
While the guidelines on these loans are different than conventional, conforming or other federally insured loan programs, we are confident that our loan program can meet your needs.
You can use our Foreign National Loan Program to Purchase a New home or refinance your current home.
We can finance up to 75% loan-to-value (if the home is worth $500,000 then we can lend up to $375,000).
This program is eligible for multiple property types including: single-family homes, condos and townhouses.
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