Deciding which mortgage product is best for you depends on your unique circumstances, there is not one correct answer, let one of our qualified home loan experts review this with you for the best option! We are a full service mortgage company based in Novi, Michigan. We specialize in Mortgage Loans of all types in Michigan, even Low or No Downpayment Loans.
Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money with your current primary home, vaction home, or investment property with many new lower monthly payment options. We pride ourselves on excellent Lending and Communication practices. Our goal is to bring value through quick-processing and closing turn times, constant communication, and ON-TIME closings, 30-days or less.
Highly experienced in all lending aspects, we specialize in and have available many uinque programs that many lenders are not interested in offering. If your credit is less than perfect let our experienced team help you get back on track, we find and have options for special situations that most other lenders cannot do or will not do.
Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money with your current primary home, vaction home, or investment property with many new lower monthly payment options. We pride ourselves on excellent Lending and Communication practices. Our goal is to bring value through quick-processing and closing turn times, constant communication, and ON-TIME closings, 30-days or less.
Highly experienced in all lending aspects, we specialize in and have available many uinque programs that many lenders are not interested in offering. If your credit is less than perfect let our experienced team help you get back on track, we find and have options for special situations that most other lenders cannot do or will not do.
Services
Our mission is to serve our customers with honesty, integrity and competence.
Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
We've been helping customers afford the home of their dreams for many years and we love what we do.
Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Pathway Mortgage strives to ensure that its services are accessible to people with disabilities.
Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
We've been helping customers afford the home of their dreams for many years and we love what we do.
Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Pathway Mortgage strives to ensure that its services are accessible to people with disabilities.
Pathway Mortgage strives to ensure that its services are accessible to people with disabilities.
Pathway Mortgage has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
Pathway Mortgage makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server.
Pathway Mortgage has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
Pathway Mortgage makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server.
Applying for a mortgage can seem like a daunting and scary process.
To help, we've created a checklist of things for you to compile, complete and acknowledge before applying.
Credit history is a recorded file of past and current credit that is utilized to compile a credit score.
A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
An appraisal is an estimate of a property's fair market value and is required by a lender to ensure the loan amount is not more than the property value.
To help, we've created a checklist of things for you to compile, complete and acknowledge before applying.
Credit history is a recorded file of past and current credit that is utilized to compile a credit score.
A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
An appraisal is an estimate of a property's fair market value and is required by a lender to ensure the loan amount is not more than the property value.
The first step in obtaining a loan is to determine how much money you can borrow.
In case of buying a home, you should determine how much home you can afford even before you begin looking.
By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.
You may also elect to get pre-approved for a loan which requires verification of your income, credit, assets and liabilities.
Be in a better position when negotiating with the seller (seller knows your loan is already approved).
In case of buying a home, you should determine how much home you can afford even before you begin looking.
By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.
You may also elect to get pre-approved for a loan which requires verification of your income, credit, assets and liabilities.
Be in a better position when negotiating with the seller (seller knows your loan is already approved).
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice.
We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances.
All examples are hypothetical and are for illustrative purposes.
We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Pathway Mortgage strives to ensure that its services are accessible to people with disabilities.
We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances.
All examples are hypothetical and are for illustrative purposes.
We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Pathway Mortgage strives to ensure that its services are accessible to people with disabilities.
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