Greenback Funding
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Greenback Funding
We offer a variety of loan application options, including a Quick Application, a Standard Application, and a 5 Step Application. Our experienced professionals offer superior quality support throughout the entire experience. Contact us today and let us go to work for you! At Greenback Funding, our mission is to set a high standard in the mortgage industry.

We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today. After you select the loan that is best for you, we will work continuously on your behalf to help you achieve your dream of homeownership.

At Greenback Funding we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
Services
If you have a 2nd mortgage please fill out the following information, If you do not have a 2nd mortgage please hit next for the next page.
What is the address of the subject property so we can check the value and property tax amount?
Explanations from previous pages or anything else you would like to elaborate on: Cash out / Debt consolidation etc.
Your form has been submitted.
An experienced professional will reach out to you shortly regarding your request.
Your rate request stays with Greenback Funding, and you will only be contacted by Greenback Funding regarding the information that you have provided.
We will request documents only after you have (1) received a Loan Estimate and a Home Loan Toolkit, and (2) you have provided us with your verbal or written "intent to proceed" with the mortgage application.
Before receiving the requested documents we may ask you to provide us with Information that will help us to evaluate your potential application for a mortgage loan.
If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet.
The following is a partial list of programs offered by Greenback Funding with a brief description of the key elements of each.
For a complete list of the programs that we offer, please contact us at 805-582-9400.
Traditional loan programs that usually require 5% down and offer competitive interest rates.
Documentation and fair-to-good credit are necessary.
Loans where your income is not requested or verified with as little as 10% down are stated income loans.
There are several varieties of the "no-doc" loan today.
Pre-qualification starts the loan process.
Once a lender has gathered information about a borrower's income and debts, a determination can be made as to how much the borrower can pay for a house.
Since different loan programs can cause different valuations a borrower should get pre-qualified for each loan type the borrower may qualify for.
In attempting to approve homebuyers for the type and amount of mortgage they want, mortgage companies look at two key factors.
Ability to repay the mortgage is verified by your current employment and total income.
Refinancing a home mortgage can be a big decision for many homeowners.
Your situation and needs change over time so why shouldn't your mortgage?
Now might be the right time for you to refinance into a lower rate mortgage.
You should take the time to consider the following questions to see if refinancing makes sense for you.
Refinancing is an easy way to solve many of your mortgage worries.
Getting a lower monthly rate and paying less over the life of your loan just makes sense.
At Greenback Funding we're ready to find the right refinancing solution for you.
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