Industry experience and emphasis on excellent customer service has made me one of the most recognized Mortgage Professionals serving Thousand Oaks, Westlake Village, Agoura Hills, Simi Valley in the Counties of Los Angeles and Ventura and across the State of California. I have just about seen it all, having professionally helped over 3,000 families finance their homes!
It's why so much of my business is repeat clientele and referrals from satisfied customers. People know I will get the job done right and on time, offering some of the lowest rates in the industry; making the loan process simple, straight forward, and fast! Treat every customer as though they are family, always looking out for their best interest, and develop a clientele for life!
Putting the customer 1st is what drew me to Customer Service Mortgage Corporation (CSMC). Our commitment together is to provide the best possible home financing experience for our clients offering the best of both worlds: The power and stability of a bank, and the flexibility and independence of a Broker.
It's why so much of my business is repeat clientele and referrals from satisfied customers. People know I will get the job done right and on time, offering some of the lowest rates in the industry; making the loan process simple, straight forward, and fast! Treat every customer as though they are family, always looking out for their best interest, and develop a clientele for life!
Putting the customer 1st is what drew me to Customer Service Mortgage Corporation (CSMC). Our commitment together is to provide the best possible home financing experience for our clients offering the best of both worlds: The power and stability of a bank, and the flexibility and independence of a Broker.
Services
Jeff Baum, with Customer Service Mortgage Corp (CSMC), treats you with the respect due an esteemed customer, and provides each customer the personal attention they deserve.
After 20 Years in the Mortgage Lending industry Jeff has seen just about everything.
With his years of experience and the strong foundation of one of the largest Mortgage Bankers in California, you're in great hands with Jeff and Capital Mortgage Services; consistently awarded Mortgage Banker of the Year by local Communities.
After 20 Years in the Mortgage Lending industry Jeff has seen just about everything.
With his years of experience and the strong foundation of one of the largest Mortgage Bankers in California, you're in great hands with Jeff and Capital Mortgage Services; consistently awarded Mortgage Banker of the Year by local Communities.
We know navigating a complex housing market and applying for your first mortgage loan that best meets your needs can be daunting.
To make things easier, we offer insured home loans tailored to first-time homebuyers offering attractive benefits like a low down payment, reduced interest, and limited fees.
So let us help get you that home you've always dreamed of owning.
It's quick, it's easy, and the more questions you answer - the more accurate your results.
To make things easier, we offer insured home loans tailored to first-time homebuyers offering attractive benefits like a low down payment, reduced interest, and limited fees.
So let us help get you that home you've always dreamed of owning.
It's quick, it's easy, and the more questions you answer - the more accurate your results.
Refinancing your current mortgage loan can help significantly reduce your monthly payments so there is additional money for those desired extras such as vacations, a new car, new clothes, or investing into a retirement or education fund.
Refinancing can also help people get out of toxic debt situations caused by sub-prime mortgages with interest rates that have spiraled out of control.
Are you facing default or foreclosure on a conventional loan?
Refinancing is a godsend for those who want to keep their homes and prevent damage to their credit ratings.
Refinancing can also help people get out of toxic debt situations caused by sub-prime mortgages with interest rates that have spiraled out of control.
Are you facing default or foreclosure on a conventional loan?
Refinancing is a godsend for those who want to keep their homes and prevent damage to their credit ratings.
With a fixed rate mortgage, the interest rate does not change for the term of the loan; the monthly payment is always the same.
Typically, the shorter the loan period, the more attractive the interest rate will be.
Payments on fixed-rate fully amortizing loans are calculated so that the loan is paid in full at the end of the term.
In the early amortization period of the mortgage, a large percentage of the monthly payment pays the interest on the loan.
As the mortgage is paid down, more of the monthly payment is applied toward the principal.
Typically, the shorter the loan period, the more attractive the interest rate will be.
Payments on fixed-rate fully amortizing loans are calculated so that the loan is paid in full at the end of the term.
In the early amortization period of the mortgage, a large percentage of the monthly payment pays the interest on the loan.
As the mortgage is paid down, more of the monthly payment is applied toward the principal.
Real Estate can be very expensive and at least seven out of 10 home-buyers need to borrow money in order to buy it.
Jumbo Loans exceed the maximum loan amounts established by Fannie Mae and Freddie Mac conventional loan limits, but a jumbo loan can give you the money without you draining your savings account.
We know it can seem overwhelming when you have one loan to keep track of.
Imagine having two or more!
The jumbo loan simplifies home buying which can be very complicated undertaking.
Jumbo Loans exceed the maximum loan amounts established by Fannie Mae and Freddie Mac conventional loan limits, but a jumbo loan can give you the money without you draining your savings account.
We know it can seem overwhelming when you have one loan to keep track of.
Imagine having two or more!
The jumbo loan simplifies home buying which can be very complicated undertaking.
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