Welcome to the official site of Park Cities Lending, Inc. We are a full service mortgage company. We can help you realize your dream of home ownership. We offer virtually every type of mortgage loan available. In addition the traditional loan types from FHA, VA, USDA, Fannie Mae and Freddie Mac we also offer a wide range of loans for commercial properties, reverse mortgages and mortgages with alternative documentation for self-employed home buyers.
Contact Park Cities Lending, Inc. today to discuss your options, and find out which program will best suit your needs. We specialize in closing loans that other lenders cannot. Do not give up on your dreams of home ownership without contacting us first. The popularity of VA loans has soared in recent years, surpassing the 1 million mark in 2020, and is on pace to break that record in 2021.
But despite the success of the VA home loan program, there is still some skepticism among prospective homebuyers when it comes to VA loans. Read the top. Are you familiar with the benefits of mortgage refinancing?
Contact Park Cities Lending, Inc. today to discuss your options, and find out which program will best suit your needs. We specialize in closing loans that other lenders cannot. Do not give up on your dreams of home ownership without contacting us first. The popularity of VA loans has soared in recent years, surpassing the 1 million mark in 2020, and is on pace to break that record in 2021.
But despite the success of the VA home loan program, there is still some skepticism among prospective homebuyers when it comes to VA loans. Read the top. Are you familiar with the benefits of mortgage refinancing?
Services
Our mission is to serve our customers with honesty, integrity and competence.
Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Park Cities Lending, Inc. strives to ensure that its services are accessible to people with disabilities.
Park Cities Lending, Inc. has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Park Cities Lending, Inc. strives to ensure that its services are accessible to people with disabilities.
Park Cities Lending, Inc. has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
In addition to low down payments, FHA allows the highest debt to income ratios of any loan type.
That means you can buy more with a given amount of income.
FHA also allows for buyers with credit scores as low as 500 FICO.
VA loans are mortgages guaranteed by the Department of Veteran Affairs.
These loans offer military veterans exceptional benefits, including low interest rates and no down payment requirement.
In addition to low down payments, FHA allows the highest debt to income ratios of any loan type.
That means you can buy more with a given amount of income.
FHA also allows for buyers with credit scores as low as 500 FICO.
VA loans are mortgages guaranteed by the Department of Veteran Affairs.
These loans offer military veterans exceptional benefits, including low interest rates and no down payment requirement.
Fixed Rate Mortgages (FRM)The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions.
Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
Hybrid ARM mortgages combine features of both fixed-rate and adjustable rate mortgages and are also known as fixed-period ARMs.
Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions.
Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
Hybrid ARM mortgages combine features of both fixed-rate and adjustable rate mortgages and are also known as fixed-period ARMs.
Reverse Mortgage loans give seniors the ability to live in their home, with no monthly mortgage payments', by converting home equity into cash while still maintaining ownership!
A reverse mortgage loan allows you to turn some of the equity in your home into cash to improve your financial situation.
With a reverse mortgage loan, you will remain on title and can stay in your home without making monthly mortgage payments during the loan period.'
The borrower will be required to pay for property taxes, home insurance and home maintenance.
A reverse mortgage loan allows you to turn some of the equity in your home into cash to improve your financial situation.
With a reverse mortgage loan, you will remain on title and can stay in your home without making monthly mortgage payments during the loan period.'
The borrower will be required to pay for property taxes, home insurance and home maintenance.
In addition to the standard conventional, FHA and VA loans that most lender offer, we offer a great number of other programs.
Here is a sample of what we have to offer.
If you have a unique situation that is not addressed here, please give us a call at 214-336-9222.
No overlays on conventional and government programs including manual underwriting on all programs.
Park Cities Lending, Inc. strives to ensure that its services are accessible to people with disabilities.
Park Cities Lending, Inc. has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
Here is a sample of what we have to offer.
If you have a unique situation that is not addressed here, please give us a call at 214-336-9222.
No overlays on conventional and government programs including manual underwriting on all programs.
Park Cities Lending, Inc. strives to ensure that its services are accessible to people with disabilities.
Park Cities Lending, Inc. has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
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