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IKON Mortgage
IKON Mortgage Inc. is a residential mortgage company. IKON stands for Integrity, Knowledge of the market and products, Outstanding service and New and better ways of helping our cliental. The company was founded with the core value of giving honesty, efficiency, humanity and doing business with integrity. Unscripted Real Estate is an informative podcast who's main goal is informing future and current homeowners in mortgage lending.

We select various topics to discuss over a series of episodes and our first topic of discussion will be the First Time Home Buyers to better prepare future home owners for a smooth transition from renting to home ownership.
Services
IKON Mortgage Inc. is a residential mortgage company.
IKON stands for Integrity, Knowledge of the market and products, Outstanding service, and New and better ways of helping our cliental.
The company was founded with the core value of excellence, giving, honesty, efficiency, humanity, and doing business with integrity.
We not only believe in working hard for our clients, but also working efficiently with expertise to deliver results.
We take pleasure in serving and witnessing our clients achieve their dream as home owners.
Conventional mortgage loans in Texas are the most common types of home mortgages and are insured by either Fannie Mae or Freddie Mac.
Down payments are currently as low as 3% to 5%, conventional loans offer better terms with lower mortgage insurance costs (PMI) and interest rates based on your credit rating.
Our relationships allow us to offer some of the best rates and the fact that we are a wholesale broker and a corresponding lender helps ensure we will be able to process the loan as we review with you.
As a prerequisite to selling real estate, a person must be licensed by the state in which they work, either as an agent/salesperson or as a broker.
Before a license is issued, minimum standards for education, examinations and experience, which are determined on a state by state basis, must be met.
After receiving a real estate license, most agents go on to join their local board or association of REALTORS and the NATIONAL ASSOCIATION OF REALTORS, the world's largest professional trade association.
The selling process generally begins with a determination of a reasonable asking price.
Your real estate agent or REALTOR can give you up-to-date information on what is happening in the marketplace and the price, financing, terms and condition of competing properties.
These are key factors in getting your property sold at the best price, quickly and with minimum hassle.
The next step is a marketing plan.
Often, your agent can recommend repairs or cosmetic work that will significantly enhance the salability of the property.
A home appraisal is generally required by the lender in order to establish that the value of the home will be sufficient collateral for the amount of the loan.
The appraisal fee is generally paid by the buyer, sometimes required at the time of the loan application but typically paid at the loan closing.
A home appraisal is done by an independent appraiser who will generally visit your home and inspect the interior and exterior.
However, the appraiser is not performing the same service as a home inspection and many appraisals are only drive-by appraisals.
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