K Hovnanian American Mortgage
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Take the next step toward homeownership and create an account with K. Hovnanian American Mortgage, L.L.C. Since K. Hovnanian home buyers are our exclusive clients, we are uniquely positioned to deliver you a more streamlined and efficient financing process than any other lender. We work hand-in-hand with our sales and construction teams to provide you and your family with an unparalleled experience.

Making the decision to buy rather than rent your home is not as simple as comparing your rent payment to your proposed house payment. Use this calculator to understand the financial benefits of home ownership over renting. The purchase of your home is likely the single largest financial transaction you will complete in your life. This section provides an overview of what you can expect during the loan process.

Let our mortgage company President, Dan Klinger, show you why taking a back to basics approach is still the best way to obtain mortgage financing and purchase the home you've always wanted.
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Should you rent or buy your home?
There's more to getting at the answer than simply comparing your rent to your expected mortgage payment.
This calculator explains the fees, taxes, and monthly payments to help you arrive at your decision.
Note that the results you see are based on the original purchase price of your home and the fees and taxes payable at the time of the purchase.
Insurance and tax costs can fluctuate from year to year.
The K. Hovnanian American Mortgage, L.L.C. team is standing by to answer your questions and assist you.
This section is your "road map" through the financing process.
Here you will learn about all the steps that make up the home financing process, what to expect, and when to expect it.
Of course, your Account Manager will be by your side from start to finish to answer all your questions and assist you in any way possible.
We're excited to help you finance your dream home!
Your Account Manager will conduct a full loan interview with you, answer all your questions, and walk you through the process so you know what to expect.
The home-buying and home-financing process is typically one of the largest financial transactions that a family will ever engage in.
While your Account Manager is always available to walk you through the process and answer your questions, we have provided a number of tools you can use to learn more about achieving your goal of home ownership.
Use these calculators to help answer many of your financial questions regarding buying a home.
Use this calculator to determine your monthly mortgage principal, interest, taxes and insurance payment (PITI) as well as the amortization schedule.
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